Cost & financial aid brief
Eastern Connecticut State University Tuition, Costs & Financial Aid
How much does Eastern Connecticut State University cost after financial aid?
The published cost of attendance is $31,983, and the average aid recipient pays $21,067 after grants and scholarships. That is a savings of $10,916, meaning aid covers about 34% of the sticker price on average.
The pattern across income bands is narrow rather than steeply progressive. The lowest-income band averages $17,654, while the highest band averages $24,346, a spread of $6,692 between the two ends.
Families at different incomes face similar net prices on average.
The published cost of attendance at Eastern Connecticut State University is $31,983, and aid recipients’ costs vary across family-income bands. Average net price, what aid recipients pay after grants and scholarships, is $17,654 in the lowest family-income band; $16,943 in the lower-middle band; $19,340 in the middle band; $21,109 in the upper-middle band; and $24,346 in the highest band.
The spread between the lowest and highest bands is $6,692. Azimuth ranks the university #738 for affordability among nonprofit four-year institutions.
Aid offsets part of the published cost, but the average price remains higher than that at comparable institutions. Aid covers about 34% of the published cost for the average aid recipient, an average savings of $10,916, leaving an average net price of $21,067 across all aid recipients.
That average is $6,999 above the peer median net price of $14,068 for comparable institutions (same type and size). Published tuition and fees are $13,928 for in-state students and $17,428 for out-of-state students.
The aid offset and the above-peer average price point in different directions. Borrowing is common among undergraduates here, and typical federal debt sits above the comparable-institution benchmark.
Among borrowers who completed, median federal student loan debt is $24,250, while 92.4% of federal aid recipients borrow federal loans. That median is $3,021 above the $21,229 peer median at comparable institutions (same type and size).
That debt corresponds to an estimated payment of $276 a month if repaid over ten years. Median Parent PLUS borrowing is $21,628.
Student loans: what does repayment look like?
Borrowing is widespread at Eastern Connecticut State University, and its typical federal debt sits above that of comparable colleges. For borrowers who completed, median federal student loan debt at completion is $24,250.
Federal loans are used by 92.4% of federal aid recipients. Comparable institutions (same type and size) have a peer median of $21,229, leaving the university's median $3,021 above that benchmark.
Among separate parent borrowers, median Parent PLUS borrowing is $21,628.
The investment picture at Eastern Connecticut State University is mixed: earnings sit near the middle of the pack, while borrowing runs above the peer median. Four years after completing a degree, federally aided graduates who are working and not enrolled earn a median of $57,759.
Azimuth places that figure in the 42nd percentile among nonprofit four-year institutions. Graduates earn about $1,408 less than expects for similar students, an outcome at the 50th percentile.
Earnings scenarios, estimated from the university's program mix, range from $47,607 in a downside case to $74,774 in an upside case, with a typical scenario of $57,759. On the borrowing side, the median federal student debt at completion is $24,250, which is $3,021 above the $21,229 median for comparable institutions (same type and size).
That debt corresponds to an estimated payment of $276 a month if repaid over ten years.
Among parent borrowers, median Parent PLUS borrowing was $21,628. For the median federal student debt, that debt corresponds to an estimated payment of $276 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $21,628
- Estimated parent payment
- $275/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Caution |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $24,250
- Institution Parent PLUS debt
- $21,628
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $276/mo
- Estimated Parent PLUS payment · monthly
- $275/mo
- Modeled student + parent payments
- $551/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $57,759, with a $22,590 annual allowance for basic expenses:
9.4% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.