Georgetown's published cost of attendance reaches $84,696 per year, including $65,081 in tuition, $19,750 for room and board, and $1,200 for books and supplies. However, the average student pays $39,433 after financial aid, representing savings of $45,263 through institutional grant assistance and federal aid programs.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $84,696 |
| Tuition and Fees | $65,081 |
| Room and Board | $19,750 |
| Books and Supplies | $1,200 |
| Average Financial Aid (Grants and Scholarships) | -$45,263 |
| Average Net Price (What Families Pay) | $39,433 |
| Family Income | Net Price |
|---|---|
| $0–30k | $5,340 |
| $30–48k | $8,750 |
| $48–75k | $13,464 |
| $75–110k | $26,491 |
| $110k+ | $57,166 |
Georgetown's published cost of attendance reaches $84,696 per year, including $65,081 in tuition, $19,750 for room and board, and $1,200 for books and supplies. However, the average student pays $39,433 after financial aid, representing savings of $45,263 through institutional grant assistance and federal aid programs. This net price of $39,433 exceeds the peer median of $27,143 by $12,290, positioning Georgetown as a premium-priced institution even after financial aid.
The substantial gap between sticker price and net price demonstrates Georgetown's commitment to need-based financial aid, though the final cost remains elevated compared to similar institutions. Georgetown's high published price reflects its position as an elite private university in an expensive metropolitan area, while the financial aid discount indicates institutional recognition that few families can afford the full sticker price. Students should understand that Georgetown's net price represents a significant financial commitment that exceeds typical college costs, though the long-term earnings outcomes may justify this premium for families who can manage the investment.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
Georgetown graduates maintain manageable debt levels despite the institution's premium pricing. Median student debt reaches $15,500, well below the peer median of $24,181 and resulting in favorable debt-to-earnings ratios.
Student debt ranges from $7,270 at the 25th percentile to $19,810 at the 75th percentile, indicating controlled borrowing across income levels. The debt-to-earnings ratio of 0.15 means graduates typically owe just 15 cents for every dollar of annual income, well within sustainable ranges for long-term financial health.
Parent PLUS borrowing reaches a median of $31,162 with monthly payments of approximately $410, though this represents a small share of graduate income given Georgetown's exceptional earnings outcomes. Georgetown's ability to maintain relatively low student debt levels while charging premium prices suggests effective financial aid targeting and family financial planning.
How cost compares to graduate earnings and value added.
Georgetown represents a premium educational investment that delivers exceptional long-term returns despite elevated costs. Graduates earn $2,465 beyond expectations and $40,428 more than peer institution graduates, creating substantial lifetime earning premiums that justify higher educational costs.
The median earnings of $103,494 rank at the 99th percentile nationally, placing Georgetown among the top 1% of institutions for post-graduation economic outcomes. With student debt of $15,500—$8,681 below the peer median—Georgetown achieves the rare combination of high earnings and controlled borrowing.
The debt-to-earnings ratio of 0.15 indicates graduates can comfortably manage loan payments while building wealth. Georgetown's return index percentile of 97.5% demonstrates exceptional value creation relative to educational investment, ranking among the highest we track nationally.
Georgetown enrolls 10.3% Pell-eligible students, below the national average but consistent with selective private institutions that serve primarily middle and upper-income families. The $45,263 average financial aid savings represents more than half of the total cost of attendance, indicating substantial institutional investment in need-based assistance.
However, the final net price of $39,433 remains elevated compared to peer institutions, suggesting that Georgetown's financial aid, while generous in absolute terms, does not fully offset the high sticker price. The aid structure appears designed to make Georgetown accessible to lower-income students while maintaining premium pricing for families with greater financial capacity.
Students from families earning less than $48,000 annually receive substantial discounts, with net prices below $9,000, while middle and upper-income families face costs that may require significant financial planning. The financial aid profile reflects Georgetown's positioning as a high-cost, high-return institution that provides meaningful assistance to lower-income students while expecting substantial contributions from middle and upper-income families.