Cost & financial aid brief
Georgetown University Tuition, Costs & Financial Aid
How much does Georgetown University cost after financial aid?
Aid covers about 54% of the published cost for the average aid recipient. The sticker-to-net gap is $47,926 on average, but the size of that reduction differs sharply across family incomes.
The lowest band averages $5,064, while the highest band averages $57,403. The $52,339 spread describes a pattern of lower average net prices at lower incomes, rather than an individual aid package.
The published cost of attendance at Georgetown University is $88,741. Azimuth ranks the university #1,265 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $5,064, for those earning $48,001 to $75,000 it is $18,329, and for those earning over $110,000 it is $57,403. The spread between the lowest and highest bands is $52,339.
Tuition and fees are $68,017. Aid saves the average recipient $47,926 off the sticker price.
The across all aid recipients is $40,815, which is $13,444 above the $27,371 median for comparable institutions (same type and size). Borrowers who complete a degree carry a median of $15,500 in federal student loans, $8,699 below the $24,199 peer median.
84.1% of federal aid recipients take federal loans. Parents who borrow through the Parent PLUS program hold a separate median of $33,944.
The median federal student debt corresponds to an estimated payment of $176 a month if repaid over ten years.
Student loans: what does repayment look like?
84.1% of federal aid recipients at Georgetown University borrow federal loans. The median federal debt for borrowers who complete is $15,500.
That median sits $8,699 below the $24,199 median for comparable institutions (same type and size). The median for Parent PLUS borrowers, a separate group, is $33,944.
In its 2025-26 Common Data Set, the university reported that among a cohort of 1,584 bachelor's graduates, 28% borrowed from any source. The average cumulative debt per borrower was $33,272.
Of those graduates, 26% held federal loans averaging $13,620. Including 7% of graduates with private loans averaging $84,316.
Georgetown University graduates earn a median of $119,773 four years after completing a degree. That figure sits in the 99th percentile among nonprofit four-year institutions, and it is $51,523 above the $68,250 median for comparable institutions (same type and size).
Graduates earn about $10,736 more than expects for similar students, a result at the 85th percentile. Earnings scenarios, estimated from the university's program mix, range from a downside of $72,090 to an upside of $148,111, with a typical scenario of $119,773.
Borrowers who finish carry a median of $15,500 in federal loans, $8,699 below the peer median. If repaid over ten years, that debt corresponds to an estimated payment of $176 a month.
For the separate population of parent borrowers, median Parent PLUS borrowing is $33,944. For student borrowers, that debt corresponds to an estimated payment of $176 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $33,944
- Estimated parent payment
- $431/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 25.4% | High pressure |
| $100,000 | 11.4% | High pressure |
| $150,000 | 5.4% | Safe |
| $200,000 | 3.6% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $15,500
- Institution Parent PLUS debt
- $33,944
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $176/mo
- Estimated Parent PLUS payment · monthly
- $431/mo
- Modeled student + parent payments
- $607/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $119,773, with a $23,940 annual allowance for basic expenses:
2.2% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.