Cost & financial aid brief
Hamline University Tuition, Costs & Financial Aid
How much does Hamline University cost after financial aid?
Aid covers about 64% of the published cost for the average aid recipient, leaving a sticker-to-net gap of $37,366. The average net price of $20,744 sits below the published cost of attendance of $58,110 (an average across living arrangements), but neither figure predicts a particular family’s award.
Across income bands, average net price is $15,371 in the lowest band, $18,001 in the next-lowest band, $16,767 in the middle band, $21,015 in the next-highest band, and $27,196 in the highest band. The pattern shows lower average prices in some lower-income bands, alongside a middle-band price below the next-lowest band and a higher price in the highest band.
Hamline University lists a published cost of attendance of $58,110 (an average across living arrangements). Average net price, what aid recipients pay after grants and scholarships, is $15,371 for the lowest family-income band; $18,001 for the lower-middle band; $16,767 for the middle band; $21,015 for the upper-middle band; and $27,196 for the highest band.
The spread between the lowest and highest bands is $11,825, a difference between band averages. Azimuth ranks the university #711 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 64% of the published cost, offsetting $37,366 against the sticker price. Across all aid recipients, the average net price is $20,744, which is $1,603 below the peer median of $22,347 at comparable institutions (same type and size).
Published tuition and fees are $50,004, and room and board are $12,400. Among borrowers who completed, median federal student loan debt is $23,770, and 92.3% of federal aid recipients borrow federal loans.
That median is $1,230 below the peer median debt of $25,000 at comparable institutions (same type and size). Parent PLUS borrowers have median borrowing of $22,739.
The median federal student debt corresponds to an estimated payment of $270 a month if repaid over ten years.
Student loans: what does repayment look like?
Federal borrowing is widespread at Hamline University: 92.3% of federal aid recipients take federal loans, and borrowers who complete have median federal student loan debt of $23,770 at completion. The school’s median is $1,230 below the peer median of $25,000 for comparable institutions (same type and size).
For the separate parent-borrower population, median Parent PLUS borrowing is $22,739. Borrowing is common, even though the median federal debt sits below the peer figure.
Hamline University shows a return picture anchored by median earnings of $61,017 four years after completion. Azimuth places those earnings in the 54th percentile among nonprofit four-year institutions.
Graduates earn about $5,138 more than expects for similar students. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, sit in the 71st percentile among nonprofit four-year institutions.
Earnings scenarios put earnings at $43,940 in a downside case, $61,017 in a typical case, and $71,203 in an upside case. Median federal student debt of $23,770 is $1,230 below the peer median of $25,000 for comparable institutions (same type and size).
That debt corresponds to an estimated payment of $270 a month if repaid over ten years. Above-expected earnings and debt below the peer median point in the same direction.
For the separate population of Parent PLUS parent borrowers, median borrowing is $22,739. For student borrowers with median federal debt, that debt corresponds to an estimated payment of $270 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $22,739
- Estimated parent payment
- $289/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 17.0% | High pressure |
| $100,000 | 7.6% | Caution |
| $150,000 | 3.6% | Safe |
| $200,000 | 2.4% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $23,770
- Institution Parent PLUS debt
- $22,739
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $270/mo
- Estimated Parent PLUS payment · monthly
- $289/mo
- Modeled student + parent payments
- $559/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $61,017, with a $23,940 annual allowance for basic expenses:
8.7% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.