Indiana University-South Bend's published cost of attendance is $17,364. Net price by income band reflects the institution's need-based aid structure: low-income families pay approximately $4,637, middle-income families pay around $8,195, and higher-income families pay approximately $15,825.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $17,364 |
| Tuition and Fees | $22,811 |
| Room and Board | $10,184 |
| Books and Supplies | $1,166 |
| Average Financial Aid (Grants and Scholarships) | -$8,711 |
| Average Net Price (What Families Pay) | $8,653 |
| Family Income | Net Price |
|---|---|
| $0–30k | $4,637 |
| $30–48k | $4,926 |
| $48–75k | $8,195 |
| $75–110k | $13,968 |
| $110k+ | $15,825 |
Indiana University-South Bend's published cost of attendance is $17,364. Net price by income band reflects the institution's need-based aid structure: low-income families pay approximately $4,637, middle-income families pay around $8,195, and higher-income families pay approximately $15,825. Azimuth ranks Indiana University-South Bend #122 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Indiana University-South Bend participates in federal need-based aid programs, including Pell Grants and Direct Loans, alongside state and institutional aid. The institution's aid structure is designed to close the gap between published cost and what families actually pay, with need-based scholarships available to qualifying students. Families apply for aid using the FAFSA, and the university evaluates demonstrated financial need to determine aid packages. Median federal student loan debt at graduation is $21,355, and families using Parent PLUS borrow a median of $12,486; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $55,103, median federal debt of $21,355 projects to a monthly payment of about $241 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of Indiana University-South Bend earn median 4-year earnings of $55,103, placing Indiana University-South Bend in the 24.9 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $835 more than similar students at comparable institutions, placing the institution in the 61.9 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Indiana University-South Bend #822 for return on investment among nonprofit four-year institutions. Program outcomes vary by major. Business/Commerce, General reports 155 graduates and median 4-year earnings of $64,275, ranked #27 nationally in its major. Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing reports 94 graduates and median 4-year earnings of $84,541, ranked #213 nationally in its major. Liberal Arts and Sciences, General Studies and Humanities reports 45 graduates and median 4-year earnings of $48,815, ranked #144 nationally in its major. Psychology, General reports 37 graduates and median 4-year earnings of $46,521, ranked #284 nationally in its major.
