Indiana University-South Bend Cost & Financial Aid
Affordability Summary
Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at Indiana University-South Bend
Select your family income to see your estimated cost
The Cost Formula
Tuition
$23K
+
Room
$10K
+
Books
$1,166
=
Sticker Price
$17,364
$23K+$10K+$1,166=$17,364
Your Family Income
Sticker
$17,364
−
Your Aid
$9,169
=
Net Price
$8,195
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Indiana University-South Bend Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$17,364
Tuition and Fees
$22,811
Room and Board
$10,184
Books and Supplies
$1,166
Average Financial Aid (Grants and Scholarships)
-$8,711
Average Net Price (What Families Pay)
$8,653
Indiana University-South Bend Net Price by Family Income Level
Family Income
Net Price
$0–30k
$4,637
$30–48k
$4,926
$48–75k
$8,195
$75–110k
$13,968
$110k+
$15,825
Understanding Your Aid Package
Indiana University-South Bend has a sticker price of $17,364 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $17,364/year
Average aid: $8,711 in grants & scholarships
$48–75K families pay: ~$8,195/year
Student Debt & Repayment
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$21,355
Range (25th–75th)$5,232 – $25,500
Median Parent PLUS Loans$12,486
Debt Manageability
0.39x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$44,947
Earnings Growth
+9%
6 → 10 years post-graduation
Value Added
+$835
62th percentile among peers
Earnings Range (10yr post-graduation)
$28,497
25th %ile
$64,093
75th %ile
Frequently Asked Questions about Indiana University-South Bend Cost & Financial Aid
Indiana University-South Bend's published tuition is $17,364 per year. However, after financial aid, the average student pays $8,195—a difference of $9,169.
Indiana University-South Bend is nearly free for low-income families. Students from families earning under $30,000 pay an average of just $4,637 per year.
Indiana University-South Bend offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Indiana graduates is $21,355, resulting in estimated monthly payments of $226 over 10 years.
Even families earning over $110,000 pay an average net price of $15,825 at Indiana—still $1,539 less than the sticker price. Most families qualify for some form of aid.
