Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at Oakwood University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$22K
+
Room
$9K
+
Books
$1,200
=
Sticker Price
$38,592
$22K+$9K+$1,200=$38,592
Your Family Income
Sticker
$38,592
−
Your Aid
$16,407
=
Net Price
$22,185
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Oakwood University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$38,592
Tuition and Fees
$21,838
Room and Board
$9,384
Books and Supplies
$1,200
Average Financial Aid (Grants and Scholarships)
-$15,208
Average Net Price (What Families Pay)
$23,384
Oakwood University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$21,428
$30–48k
$22,305
$48–75k
$22,185
$75–110k
$25,190
$110k+
$28,244
Understanding Your Aid Package
Oakwood University has a sticker price of $38,592 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $38,592/year
Average aid: $15,208 in grants & scholarships
$48–75K families pay: ~$22,185/year
Low-income families: Pay ~$21,428/year
47% of students receive Pell Grants
Financial Aid Profile
💰
47%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
18%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$27,000
Range (25th–75th)$12,500 – $37,250
Median Parent PLUS Loans$20,583
Debt Manageability
0.64x
Debt-to-Earnings Ratio
Debt is moderate relative to earnings. Manageable for most graduates, but higher-debt borrowers should plan carefully.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$42,488
vs $50,412 peer avg
Earnings Growth
+37%
6 → 10 years post-graduation
Value Added
+$-8,417
22th percentile among peers
Earnings Range (10yr post-graduation)
$23,113
25th %ile
$67,182
75th %ile
Frequently Asked Questions about Oakwood University Cost & Financial Aid
Oakwood University's published tuition is $38,592 per year. However, after financial aid, the average student pays $22,185—a difference of $16,407.
Families earning under $30,000 pay an average net price of $21,428 at Oakwood University. 47% of students receive Pell Grants.
Oakwood University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Oakwood University graduates is $27,000, resulting in estimated monthly payments of $286 over 10 years.
Even families earning over $110,000 pay an average net price of $28,244 at Oakwood University—still $10,348 less than the sticker price. Most families qualify for some form of aid.
