Oakwood University's published cost of attendance is $40,176. Net price by income band reveals how financial aid reshapes that figure: low-income families pay approximately $23,999, middle-income families pay around $24,501, and higher-income families pay approximately $27,219.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $40,176 |
| Tuition and Fees | $22,512 |
| Room and Board | $9,384 |
| Books and Supplies | $1,200 |
| Average Financial Aid (Grants and Scholarships) | -$14,507 |
| Average Net Price (What Families Pay) | $25,669 |
| Family Income | Net Price |
|---|---|
| $0–30k | $23,999 |
| $30–48k | $22,444 |
| $48–75k | $24,501 |
| $75–110k | $28,074 |
| $110k+ | $27,219 |
Oakwood University's published cost of attendance is $40,176. Net price by income band reveals how financial aid reshapes that figure: low-income families pay approximately $23,999, middle-income families pay around $24,501, and higher-income families pay approximately $27,219. Azimuth ranks Oakwood University #1084 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Oakwood University uses need-based financial aid to narrow the gap between sticker price and what families actually pay. The institution participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs. Families apply for need-based aid using the FAFSA, and the university works to meet demonstrated financial need according to its published aid policies. Median federal student loan debt at graduation is $27,000, and families using Parent PLUS borrow a median of $20,000; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $50,714, median federal debt of $27,000 projects to a monthly payment of about $305 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Oakwood University earn median 4-year earnings of $50,714, placing Oakwood University in the 10.8 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $15,264 less than similar students at comparable institutions, placing Oakwood University in the 10.3 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Oakwood University #1125 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Oakwood University's concentration in biological sciences and life sciences fields. Biology, General is the largest program with 40 graduates, anchoring the institution's degree output in a field with stable career pathways and consistent demand. The General Studies program graduates 32 students earning median 4-year earnings of $55,834, at 1.1× the national benchmark for the field, while Social Work and Theological and Ministerial Studies each graduate substantial cohorts of 12 and 11 students respectively. Practical Nursing, Vocational Nursing and Nursing Assistants rounds out the top programs with 11 graduates. This program mix — anchored in Biological Sciences — positions Oakwood University graduates for outcomes that align with regional and national demand in health sciences, research, and life-sciences-adjacent professional fields.
