Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at Ottawa University-Surprise
Select your family income to see your estimated cost
The Cost Formula
Tuition
$36K
+
Room
$17K
+
Books
$1,300
=
Sticker Price
$52,170
$36K+$17K+$1,300=$52,170
Your Family Income
Sticker
$52,170
−
Your Aid
$20,918
=
Net Price
$31,252
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Ottawa University-Surprise Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$52,170
Tuition and Fees
$35,880
Room and Board
$16,500
Books and Supplies
$1,300
Average Financial Aid (Grants and Scholarships)
-$18,777
Average Net Price (What Families Pay)
$33,393
Ottawa University-Surprise Net Price by Family Income Level
Family Income
Net Price
$0–30k
$28,636
$30–48k
$30,096
$48–75k
$31,252
$75–110k
$35,696
$110k+
$35,922
Understanding Your Aid Package
Ottawa University-Surprise has a sticker price of $52,170 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $52,170/year
Average aid: $18,777 in grants & scholarships
$48–75K families pay: ~$31,252/year
Low-income families: Pay ~$28,636/year
40% of students receive Pell Grants
Financial Aid Profile
💰
40%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
40%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$21,500
Range (25th–75th)$6,383 – $23,500
Median Parent PLUS Loans$20,600
Debt Manageability
0.35x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$55,552
Earnings Growth
+13%
6 → 10 years post-graduation
Value Added
+$9,606
85th percentile among peers
Earnings Range (10yr post-graduation)
$35,894
25th %ile
$79,726
75th %ile
Frequently Asked Questions about Ottawa University-Surprise Cost & Financial Aid
Ottawa University-Surprise's published tuition is $52,170 per year. However, after financial aid, the average student pays $31,252—a difference of $20,918.
Families earning under $30,000 pay an average net price of $28,636 at Ottawa University-Surprise. 40% of students receive Pell Grants.
Ottawa University-Surprise offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Ottawa graduates is $21,500, resulting in estimated monthly payments of $228 over 10 years.
Even families earning over $110,000 pay an average net price of $35,922 at Ottawa—still $16,248 less than the sticker price. Most families qualify for some form of aid.
