Saint Xavier University's published cost of attendance reaches $42,237 annually, including $36,840 in tuition, $12,480 for room and board, and $1,200 for books and supplies. However, the average student pays significantly less after financial aid, with a net price of $12,093 representing substantial savings of $30,144 from the sticker price.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $43,244 |
| Tuition and Fees | $37,940 |
| Room and Board | $12,860 |
| Books and Supplies | $1,200 |
| Average Financial Aid (Grants and Scholarships) | -$32,274 |
| Average Net Price (What Families Pay) | $10,970 |
| Family Income | Net Price |
|---|---|
| $0–30k | $7,572 |
| $30–48k | $7,702 |
| $48–75k | $9,715 |
| $75–110k | $15,132 |
| $110k+ | $17,864 |
Saint Xavier University's published cost of attendance reaches $42,237 annually, including $36,840 in tuition, $12,480 for room and board, and $1,200 for books and supplies. However, the average student pays significantly less after financial aid, with a net price of $12,093 representing substantial savings of $30,144 from the sticker price. This 71% reduction in actual costs demonstrates the institution's commitment to affordability through financial aid.
Compared to peer institutions with a median net price of $27,143, Saint Xavier University costs $15,050 less annually. The dramatic difference between published price and net cost reflects targeted aid strategies that make private education accessible to students from diverse economic backgrounds. Saint Xavier University's net price falls well below both peer comparisons and many public alternatives, creating favorable conditions for educational access.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
Saint Xavier University graduates carry median debt of $22,223, slightly below the peer median of $24,181 and representing manageable borrowing levels. Debt ranges from $8,250 at the 25th percentile to $27,000 at the 75th percentile, indicating variation based on individual circumstances and aid packages.
The debt-to-earnings ratio of 0.38 falls within manageable parameters, meaning monthly payments should not overwhelm graduate budgets. Compared to peer institutions, Saint Xavier University graduates borrow $1,958 less on average, creating more favorable post-graduation financial conditions.
Parent PLUS borrowing averages $17,494 with monthly payments of approximately $230, adding family debt considerations but remaining at reasonable levels. The combination of controlled student debt and reasonable parent borrowing suggests the institution's aid strategies effectively limit excessive borrowing while maintaining access.
How cost compares to graduate earnings and value added.
Saint Xavier University delivers exceptional value through its combination of controlled costs, manageable debt, and extraordinary earnings beyond expectations. The institution generates $44,480 above predicted earnings, ranking at the 98.9th percentile nationally and among the highest we track for value-added performance.
While median earnings of $58,656 fall $4,410 below peer levels, the exceptional uplift from predicted outcomes creates strong return on investment conditions. The debt-to-earnings ratio of 0.38 indicates sustainable borrowing relative to graduate income, while net costs $15,050 below peer averages enhance affordability.
Students benefit from accessing private education at public university prices while achieving earnings outcomes that exceed expectations based on institutional and demographic characteristics. The 15.5% earnings growth from six years to ten years demonstrates continued career progression that supports debt repayment and long-term financial stability.
Saint Xavier University serves 56.0% Pell-eligible students, well above the national average and indicating strong commitment to enrolling students from lower-income backgrounds. The substantial $30,144 average financial aid award reduces costs from $42,237 to $12,093, representing comprehensive aid packaging that addresses both need and access.
Net prices by income tier show progressive aid targeting, with families earning under $48,000 paying less than $10,000 annually. This aid strategy aligns with the institution's high Pell enrollment and demonstrates financial resources dedicated to accessibility.
The concentration of aid toward lower-income students supports the university's role as an access provider while maintaining affordability across income levels. Students from middle-income families benefit from aid packages that keep costs manageable, while low-income students receive aid that makes attendance financially feasible.
