Cost & financial aid brief
Thomas Jefferson University Tuition, Costs & Financial Aid
How much does Thomas Jefferson University cost after financial aid?
Aid covers about 55% of the published cost for the average aid recipient, so the sticker price and the amount families pay after grants can be far apart. The listed income bands show lower average net prices at lower family incomes and higher prices toward the upper bands.
This pattern indicates that aid is more concentrated among lower-income recipients, although every band still has costs after grants and scholarships. The sticker-to-net difference is a campuswide measure, not an individual bill, and the income-band pattern gives the more specific view of how average prices differ across families.
The published cost of attendance at Thomas Jefferson University is $64,197, with tuition and fees at $47,505 and room and board at $15,834. Azimuth ranks the university #789 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients in the lowest family-income band (under $30,000) is $22,537, for the middle band ($48,001–$75,000) it is $24,680, and for the highest band (over $110,000) it is $34,889. The spread between the lowest and highest bands is $12,352.
Aid covers about 55% of the published cost for the average aid recipient, an offset of $35,269. The average net price across all aid recipients is $28,928, which is $1,557 above the $27,371 median for comparable institutions (same type and size).
Borrowers who complete a degree carry a median of $14,744 in federal student loans, $9,455 below the peer median of $24,199. Nearly all undergraduates borrow: 97.8% of federal aid recipients take federal loans.
Parents who borrow through the separate Parent PLUS program hold a median of $32,255. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $168 a month.
Student loans: what does repayment look like?
Federal borrowing is widespread at Thomas Jefferson University, though median federal debt at completion sits below the comparable-school benchmark. Among federal-loan borrowers who complete, the median is $14,744.
Federal loans are used by 97.8% of federal aid recipients. Comparable institutions (same type and size) have a peer median federal debt of $24,199, leaving this university’s median $9,455 below it.
For the separate parent-borrower population, median Parent PLUS borrowing is $32,255. In its 2024-25 Common Data Set, the university reported that 95% of graduates borrowed from any source, averaging $42,807 per borrower.
Of those graduates, the same share held federal loans, averaging $24,974, including 22% with private loans averaging $48,137.
Thomas Jefferson University pairs high four-year earnings with debt below the median for comparable institutions. Federally aided completers who are working and not enrolled earn median earnings of $87,195 four years after completion.
Azimuth places those earnings in the 93rd percentile among nonprofit four-year institutions. Earnings beyond expectations, the gap between what graduates earn and what expects for similar students, are also high.
Graduates earn about $25,499 more than the model expects for similar students. Azimuth places that measure in the 98th percentile among nonprofit four-year institutions.
The earnings scenarios range from $59,381 on the downside to $101,504 on the upside, with the typical scenario at the same level as the observed median. Median federal debt of $14,744 is $9,455 below the $24,199 peer median for comparable institutions (same type and size).
That debt corresponds to an estimated payment of $168 a month if repaid over ten years. High earnings, above-expected results, and lower debt point in the same direction.
For the separate population of parent borrowers, median Parent PLUS borrowing at Thomas Jefferson University is $32,255. For student borrowers with median federal debt, that debt corresponds to an estimated payment of $168 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $32,255
- Estimated parent payment
- $410/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $14,744
- Institution Parent PLUS debt
- $32,255
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $168/mo
- Estimated Parent PLUS payment · monthly
- $410/mo
- Modeled student + parent payments
- $578/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $87,195, with a $22,590 annual allowance for basic expenses:
3.1% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.