University of Central Missouri Tuition, Costs & Financial Aid

Aid covers about 37% of the published cost for the average aid recipient, an offset of $8,485 against the sticker total. The average net price — what aid recipients pay after grants and scholarships — is $14,462.

That average conceals a wide spread: families earning under $30,000 see an average net price of $10,965, while families earning over $110,000 average $18,485. That is a gap of $7,520, concentrating the largest discounts on the lowest-income bands.

In its 2024-25 Common Data Set, the university reported that for the 2024-25 academic year, 611 first-year students were determined to have financial need. Among aided students, the average share of need met was 63%, with an average need-based grant of $5,791 and an average package of $12,932.

Need was fully met for 88 of those students. Merit aid went to 380 first-year students, averaging $5,159.

Affordability is the strongest pillar for the University of Central Missouri, a public university in Warrensburg, Missouri. The published cost of attendance is $22,947, and the average net price—what aid recipients pay after grants and scholarships—varies by family income.

For families earning under $30,000, the average net price is $10,965; for the middle band, families earning $48,001–$75,000, it is $13,408; and for families earning over $110,000, it is $18,485. The spread between the lowest and highest bands is $7,520.

Azimuth ranks the university #295 for affordability among nonprofit four-year institutions. Aid covers about 37% of the published cost for the average aid recipient, a savings of $8,485 against the sticker price.

The average net price across all aid recipients is $14,462, which sits above the peer median of $14,068 for comparable institutions (same type and size) by $394. The median federal student debt at completion is $21,000, which is below the peer median of $21,229 by $229.

About 87.1% of federal aid recipients borrow federal loans. The median Parent PLUS borrowing is $14,000.

That debt corresponds to an estimated payment of $239 a month if repaid over ten years. For a personalized look at costs and debt scenarios, including Parent PLUS, try the Financial GPS tool on this site.

Borrowing at the University of Central Missouri is common but the amounts stay close to the peer median. About 87.1% of federal aid recipients take federal loans, and among completers with federal loans the median debt is $21,000.

That median sits below the $21,229 median for comparable institutions (same type and size) by $229, close to peers. Parent PLUS borrowing, a separate population of parent borrowers, carries a median of $14,000.

In its 2024-25 Common Data Set, the university reported that 61% of bachelor's graduates in the cohort of 696 borrowed from any source. The average cumulative amount was $25,636 per borrower.

Of those graduates, 59% held federal loans averaging $19,290. A smaller group, 17% of graduates, carried private loans averaging $24,867. The federal and private shares overlap because a graduate can hold both types.

The earnings picture at the University of Central Missouri is mixed: graduates earn less than the model expects, but the debt they carry is in line with peers. Four years after completion, the median earnings for working, non-enrolled graduates is $54,054, which falls in the 29th percentile among nonprofit four-year institutions.

Graduates earn about $7,187 less than the model expects for similar students, an outcome in the 28th percentile nationally. Earnings scenarios based on the university's program mix show a typical earnings level of $54,054, with a downside scenario of $40,541 and an upside scenario of $84,569.

The spread between the downside and upside cases reflects the range of earning power across different fields of study. For borrowers, the median federal student debt at completion is $21,000, which is below the $21,229 median for comparable institutions (same type and size).

That debt corresponds to an estimated payment of $239 a month if repaid over ten years. The return pillar sits in the 27th percentile.

The affordability pillar reaches the 79th percentile, so the cost side of the equation is the stronger part of the value story here.

Median Parent PLUS borrowing, a separate parent-borrower population, is $14,000. The estimated monthly student payment if repaid over ten years is $239.

For a personalized family cost analysis, use the Financial GPS tool.

A missing figure does not mean zero. Sources and reporting periods: methodology.

Analysis and methodology by Daniel Rogers, founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. About College Azimuth.