University of Minnesota-Rochester's published cost of attendance is $27,237 per year, including $14,400 in tuition, $12,990 for room and board, and $1,000 for books and supplies. However, the average student pays just $12,785 after financial aid, representing savings of $14,452 from the sticker price.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $28,904 |
| Tuition and Fees | $15,016 |
| Room and Board | $13,994 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$15,160 |
| Average Net Price (What Families Pay) | $13,744 |
| Family Income | Net Price |
|---|---|
| $0–30k | $6,116 |
| $30–48k | $4,256 |
| $48–75k | $6,748 |
| $75–110k | $14,650 |
| $110k+ | $23,769 |
University of Minnesota-Rochester's published cost of attendance is $27,237 per year, including $14,400 in tuition, $12,990 for room and board, and $1,000 for books and supplies. However, the average student pays just $12,785 after financial aid, representing savings of $14,452 from the sticker price. This net price of $12,785 is slightly above the peer median of $13,302, a difference of $517, indicating costs generally aligned with similar institutions.
The substantial financial aid savings of $14,452 demonstrate the institution's commitment to making education affordable, with more than half of published costs covered through aid programs. Net prices vary significantly by family income, ranging from $3,010 for the lowest-income families to $24,800 for the highest-income bracket, creating a progressive pricing structure that targets aid toward families with the greatest need. As a public institution serving Minnesota residents, University of Minnesota-Rochester provides in-state tuition rates that support accessibility for state residents, while the specialized health sciences focus may justify costs through strong career outcomes in growing healthcare fields.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
University of Minnesota-Rochester graduates carry manageable debt levels that support post-graduation financial stability. Median debt of $19,500 falls $2,000 below the peer median of $21,500, ranking at the 72nd percentile nationally for controlled borrowing.
Debt levels range from $8,374 at the 25th percentile to $25,182 at the 75th percentile, indicating most students borrow moderate amounts. The debt-to-earnings ratio of 0.28 means typical graduates dedicate 28% of first-year income to debt service, well within manageable ranges for health profession careers.
Parent PLUS debt averages $22,910 with monthly payments of $302, representing additional family borrowing that supplements student aid. The combination of controlled student debt and strong earnings outcomes creates favorable conditions for loan repayment, particularly given the career growth potential in health sciences fields.
How cost compares to graduate earnings and value added.
University of Minnesota-Rochester delivers strong return on educational investment through the combination of controlled costs and above-average earnings outcomes. Graduates earn $3,331 beyond expectations relative to similar students, ranking above average nationally at the 68.6th percentile for earnings uplift.
With median earnings of $69,020 significantly exceeding the peer median by $22,346, graduates see substantial earnings advantages that justify educational costs. The debt-to-earnings ratio of 0.28 indicates sustainable borrowing levels relative to income potential, while debt levels $2,000 below peer institutions suggest controlled educational costs.
Net prices slightly above peer medians ($517 difference) are offset by significantly stronger earnings outcomes, creating favorable long-term financial returns. The specialized focus on health sciences, combined with the program's #3 national ranking, positions graduates for career success in growing healthcare markets with strong wage growth potential.
University of Minnesota-Rochester enrolls 35.6% Pell-eligible students, indicating substantial representation of lower-income families who benefit from the institution's aid programs. The $14,452 average financial aid savings represents 53% of the published cost of attendance, demonstrating significant institutional investment in affordability.
The progressive net pricing structure shows particularly strong support for families earning under $75,000, with net prices ranging from $3,010 to $3,168 for these income brackets. This aid concentration aligns with the institution's 35.6% Pell share, ensuring that students from lower-income backgrounds can access the specialized health sciences programs.
The financial aid approach supports the university's role as an Opportunity Builder institution, combining access with strong outcomes for students who might otherwise face barriers to health profession careers.
