Cost & financial aid brief
University of Puerto Rico at Ponce Tuition, Costs & Financial Aid
How much does University of Puerto Rico at Ponce cost after financial aid?
For the average aid recipient, grants and scholarships offset about 36% of the sticker price. Average net prices by family income do not increase in a straight line, and the differences between bands are modest.
Aid recipients earning under $30,000 pay $10,114 on average, and those in the $30,001 to $48,000 band pay $10,534. The $48,001 to $75,000 band averages $13,017, while the $75,001 to $110,000 band averages $13,600.
Families earning over $110,000 pay $12,404, which sits below the two middle bands. The $2,290 spread from lowest to highest is narrow, keeping within a small range across all five bands. These are averages within each band, not quotes for individual families.
The published cost of attendance is $17,193, and Azimuth ranks University of Puerto Rico at Ponce #31 for affordability among nonprofit four-year institutions. After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $10,114, for those earning $48,001 to $75,000 it is $13,017, and for those earning over $110,000 it is $12,404.
The spread between the lowest and highest bands is $2,290. Aid covers about 36% of the published cost for the average aid recipient.
The average net price across all aid recipients is $10,990, which is $3,078 below the $14,068 median for comparable institutions (same type and size). Borrowers who finish carry a median of $5,500 in federal student loans.
About 11.1% of federal aid recipients take federal loans. Their median debt is $15,729 below the peer median of $21,229.
That debt corresponds to an estimated payment of $63 a month if repaid over ten years. It estimates costs and payments for your situation.
Student loans: what does repayment look like?
Federal borrowing is light at University of Puerto Rico at Ponce. Only 11.1% of federal aid recipients take federal loans, and among those who complete, the median debt is $5,500.
That figure is $15,729 below the $21,229 median for comparable institutions (same type and size). If repaid over ten years, the median debt corresponds to an estimated payment of $63 a month.
Four years after completing a degree, federally aided graduates of University of Puerto Rico at Ponce who are working and not enrolled earn a median of $29,384. That places the median in the 1st percentile among nonprofit four-year institutions, and it is $27,917 below the $57,301 median for comparable institutions (same type and size).
Graduates earn about $7,602 less than expects for similar students, a result at the 26th percentile. Earnings scenarios, estimated from the program mix, range from $23,013 on the downside to $34,845 on the upside, with a typical scenario of $29,384.
The median federal debt of $5,500 sits below the peer median, and the estimated monthly payment is $63.
For borrowers with median federal student debt, that debt corresponds to an estimated payment of $63 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Student loans: the monthly payment
Financial GPS
What does repayment look like?
- Institution median student debt
- $5,500
- Institution Parent PLUS debt
- No federal loan data
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $63/mo
- Estimated Parent PLUS payment · monthly
- No federal loan data
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $29,384, with a $22,590 annual allowance for basic expenses:
11.1% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.