Cost & financial aid brief
University of Puerto Rico-Rio Piedras Tuition, Costs & Financial Aid
How much does University of Puerto Rico-Rio Piedras cost after financial aid?
Aid covers about 39% of the published cost for the average aid recipient, reducing the sticker price by $5,943 on average. The pattern across income bands is one of modest variation.
Average net prices go from $8,018 in the lowest band to $13,018 in the highest, with the middle bands falling between. The $5,000 spread describes a structure where costs after aid stay relatively close across the income scale, rather than an individual aid package.
The published cost of attendance is $15,118, and Azimuth ranks University of Puerto Rico-Rio Piedras #29 for affordability among nonprofit four-year institutions. After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $8,018, for those earning $48,001 to $75,000 it is $11,002, and for those earning over $110,000 it is $13,018.
The spread between the lowest and highest bands is $5,000. Aid covers about 39% of the published cost for the average aid recipient, a savings of $5,943 against the sticker price.
The average net price across all aid recipients is $9,175, which is $4,893 below the $14,068 median for comparable institutions (same type and size). Borrowers who finish carry a median of $5,500 in federal student loans, $15,729 below the $21,229 peer median.
7.2% of federal aid recipients take federal loans. Parents who borrow hold a separate median of $12,500.
If repaid over ten years, the median federal student debt corresponds to an estimated payment of $63 a month.
Student loans: what does repayment look like?
7.2% of federal aid recipients take federal loans. The median federal student debt among borrowers who complete is $5,500.
That median is $15,729 below the $21,229 median for comparable institutions (same type and size). The peer median is the middle value for institutions of the same type and size.
Parents who borrow hold a separate median of $12,500 in Parent PLUS loans. Parent PLUS covers a separate parent-borrower population.
The return picture at University of Puerto Rico-Rio Piedras is mixed: graduates earn less than what expects for similar students, but they also carry very little federal debt. Four years after completing a degree, federally aided graduates who are working and not enrolled earn a median of $36,313, at the 3rd percentile.
That is $20,988 below the $57,301 median for comparable institutions (same type and size). Graduates earn about $2,749 less than the model expects for similar students.
That places the gap at the 44th percentile. The earnings scenarios, estimated from the program mix, range from $27,329 on the downside to $52,629 on the upside.
Borrowers who finish leave with a median of $5,500 in federal loans, $15,729 below the peer median. That debt corresponds to an estimated payment of $63 a month if repaid over ten years.
For the separate population of parent borrowers, median Parent PLUS borrowing is $12,500. For student borrowers, that debt corresponds to an estimated payment of $63 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $12,500
- Estimated parent payment
- $159/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | Caution |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $5,500
- Institution Parent PLUS debt
- $12,500
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $63/mo
- Estimated Parent PLUS payment · monthly
- $159/mo
- Modeled student + parent payments
- $222/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $36,313, with a $22,590 annual allowance for basic expenses:
5.5% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.