Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at University Of Saint Mary
Select your family income to see your estimated cost
The Cost Formula
Tuition
$34K
+
Room
$10K
+
Books
$2,550
=
Sticker Price
$45,313
$34K+$10K+$2,550=$45,313
Your Family Income
Sticker
$45,313
−
Your Aid
$22,597
=
Net Price
$22,716
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
University Of Saint Mary Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$45,313
Tuition and Fees
$33,890
Room and Board
$10,032
Books and Supplies
$2,550
Average Financial Aid (Grants and Scholarships)
-$21,978
Average Net Price (What Families Pay)
$23,335
University Of Saint Mary Net Price by Family Income Level
Family Income
Net Price
$0–30k
$24,278
$30–48k
$19,319
$48–75k
$22,716
$75–110k
$22,476
$110k+
$24,862
Understanding Your Aid Package
University Of Saint Mary has a sticker price of $45,313 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $45,313/year
Average aid: $21,978 in grants & scholarships
$48–75K families pay: ~$22,716/year
Low-income families: Pay ~$24,278/year
37% of students receive Pell Grants
Financial Aid Profile
💰
37%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
36%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$22,018
Range (25th–75th)$6,500 – $25,000
Median Parent PLUS Loans$15,533
Debt Manageability
0.37x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$59,483
vs $50,412 peer avg(+$9,071)
Earnings Growth
+9%
6 → 10 years post-graduation
Value Added
+$10,292
87th percentile among peers
Earnings Range (10yr post-graduation)
$38,980
25th %ile
$85,139
75th %ile
Frequently Asked Questions about University Of Saint Mary Cost & Financial Aid
University Of Saint Mary's published tuition is $45,313 per year. However, after financial aid, the average student pays $22,716—a difference of $22,597.
Families earning under $30,000 pay an average net price of $24,278 at University Of Saint Mary. 37% of students receive Pell Grants.
University Of Saint Mary offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for University graduates is $22,018, resulting in estimated monthly payments of $233 over 10 years.
Even families earning over $110,000 pay an average net price of $24,862 at University—still $20,451 less than the sticker price. Most families qualify for some form of aid.
