University of Saint Mary's published cost of attendance is $48,728. Financial aid reshapes that figure across income levels: low-income families pay approximately $21,899, families in the low-to-mid range pay around $16,474, middle-income families pay about $17,722, families in the mid-to-high range pay approximately $21,597, and higher-income families pay around $26,595.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $48,728 |
| Tuition and Fees | $35,380 |
| Room and Board | $10,328 |
| Books and Supplies | $700 |
| Average Financial Aid (Grants and Scholarships) | -$26,209 |
| Average Net Price (What Families Pay) | $22,519 |
| Family Income | Net Price |
|---|---|
| $0–30k | $21,899 |
| $30–48k | $16,474 |
| $48–75k | $17,722 |
| $75–110k | $21,597 |
| $110k+ | $26,595 |
University of Saint Mary's published cost of attendance is $48,728. Financial aid reshapes that figure across income levels: low-income families pay approximately $21,899, families in the low-to-mid range pay around $16,474, middle-income families pay about $17,722, families in the mid-to-high range pay approximately $21,597, and higher-income families pay around $26,595. Azimuth ranks University of Saint Mary #706 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. University of Saint Mary's aid structure is need-based, with families applying through the FAFSA and institutional aid forms. The institution participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs. Financial aid savings — the difference between sticker price and net price for the average student — amount to approximately $26,209, reflecting the institution's commitment to closing the gap between published cost and what families actually pay. Median federal student loan debt at graduation is $22,018, and families using Parent PLUS borrow a median of $20,026; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $67,112, median federal debt of $22,018 projects to a monthly payment of about $249 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of University of Saint Mary earn median 4-year earnings of $67,112, placing University of Saint Mary in the 71.1 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $13,125 more than similar students at comparable institutions, placing University of Saint Mary in the 90.3 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks University of Saint Mary #256 for return on investment among nonprofit four-year institutions. The earnings pattern reflects University of Saint Mary's concentration in health-related fields. Nursing is the largest program with 54 graduates earning median 4-year earnings of $85,587, performing at 1.0x the national benchmark for the field. The Biology, General program graduates 28 students earning median 4-year earnings of $66,649, also tracking at 1.2x the national benchmark. Psychology, General and Business Administration round out the institution's program portfolio, with Psychology, General graduates earning median 4-year earnings of $44,902 at 0.9x benchmark and Business Administration graduates earning median 4-year earnings of $66,570 at 1.0x benchmark. This program mix — anchored in Health — drives University of Saint Mary's long-term financial outcomes and positions graduates for stable, in-demand career pathways.
