Cost & financial aid brief
University of St Francis Tuition, Costs & Financial Aid
How much does University of St Francis cost after financial aid?
Aid covers about 72% of the published cost for the average aid recipient. The pattern across income bands is not a simple step-ladder.
The $30,001–$48,000 band averages the lowest net price of any group, while the under-$30,000 band averages a higher figure. The highest-income band pays the most, and the middle bands fall between those two ends.
The university's average net price sits below the peer median, and the affordability pillar is at the 79th percentile nationally.
The published cost of attendance at University of St Francis is $46,239 (an average across living arrangements). Azimuth ranks the university #293 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $8,547, for those earning $48,001 to $75,000 it is $10,749, and for those earning over $110,000 it is $20,192. The spread between the lowest and highest bands is $11,645.
Aid covers about 72% of the published cost for the average aid recipient. The average net price across all aid recipients is $13,006, which is $9,341 below the peer median of $22,347 for comparable institutions (same type and size).
Borrowers who complete a degree carry a median of $21,079 in federal student loans. That is $3,921 below the median of $25,000 at comparable institutions.
95.0% of federal aid recipients take federal loans. Parents who borrow through the Parent PLUS program hold a separate median of $24,148.
If repaid over ten years, the median student debt corresponds to an estimated payment of $240 a month.
Student loans: what does repayment look like?
Nearly every undergraduate at University of St Francis borrows: 95.0% of federal aid recipients take federal loans. Among borrowers who complete, the median federal student debt is $21,079.
That median is $3,921 below the $25,000 median for comparable institutions (same type and size). Parents who borrow through the Parent PLUS program hold a separate median of $24,148.
Federally aided graduates of University of St Francis who are working and not enrolled earn a median of $75,229 four years after completion. Among nonprofit four-year institutions, that median is at the 84th percentile.
The peer median for comparable institutions (same type and size) is $55,915, putting the median $19,314 above that benchmark. Graduates earn about $10,963 more than expects for similar students.
That places the outcome at the 85th percentile. The program mix supports earnings scenarios from $49,688 on the downside to $89,018 on the upside, with a typical estimate of $75,229.
The median federal debt for borrowers who finish is $21,079, which is $3,921 below the $25,000 peer median. If repaid over ten years, that debt corresponds to an estimated payment of $240 a month.
Earnings land above the peer median and the model's expectation, and debt lands below the peer median; both measures point the same way.
For the separate population of parent borrowers, median Parent PLUS borrowing is $24,148. For student borrowers, that debt corresponds to an estimated payment of $240 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $24,148
- Estimated parent payment
- $307/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Caution |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $21,079
- Institution Parent PLUS debt
- $24,148
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $240/mo
- Estimated Parent PLUS payment · monthly
- $307/mo
- Modeled student + parent payments
- $547/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $75,229, with a $22,590 annual allowance for basic expenses:
5.5% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.