University of St Thomas (MN) Tuition, Costs & Financial Aid

The average net price—what aid recipients pay after grants and scholarships—is $29,155. That is $1,784 above the median for comparable institutions (same type and size).

Aid reduces the published cost by an average of $36,961, covering about 56% of the sticker price for the average aid recipient. The pattern across income bands is not a straight line.

Families earning under $30,000 average $28,131, while the middle bands pay less: $30,001–$48,000 averages $26,820, $48,001–$75,000 averages $24,357, and $75,001–$110,000 averages $25,363. The highest band, over $110,000, averages $33,232.

The spread between the lowest and highest bands is $5,101. The middle-income bands see the lowest average net prices, a pattern that suggests aid is not concentrated solely at the bottom of the income scale.

The University of St Thomas publishes a cost of attendance of $66,116 (an average across living arrangements). After grants and scholarships, the average net price—what aid recipients actually pay—is $28,131 for families earning under $30,000, $24,357 for families in the $48,001–$75,000 band, and $33,232 for families earning over $110,000.

The spread between the lowest and highest income bands is $5,101. Azimuth ranks the university #1,083 for affordability among nonprofit four-year institutions.

Tuition and fees are $54,398, and aid covers about 56% of the published cost for the average aid recipient, an offset of $36,961 against the sticker price. The average net price across all aid recipients is $29,155, which sits above the peer median of $27,371 for comparable institutions (same type and size) by $1,784.

Among federal-loan borrowers who completed, the median federal student debt is $23,250. That median is below the peer median of $24,199 for comparable institutions by $949.

Among undergraduates who take federal loans, 94.8% of federal aid recipients borrow. The estimated monthly payment if repaid over ten years is $264.

Parents who borrow through the federal Parent PLUS program carry a separate median of $24,467. For a personalized look at costs and repayment, including Parent PLUS scenarios, try the Financial GPS tool on this site.

Borrowing is nearly universal at the University of St Thomas, where 94.8% of federal aid recipients take federal loans. Among federal-loan borrowers who complete a degree, the median federal student debt is $23,250.

That median sits below the $24,199 median for comparable institutions (same type and size) by $949. Parent PLUS loans, which are taken out by parents and represent a separate borrowing population, carry a median of $24,467.

The University of St Thomas combines earnings that outpace the model's prediction with borrowing that runs below the median for comparable institutions. Four years after completing a degree, federally aided graduates who are working and not enrolled earn a median of $82,136, a figure in the 90th percentile among nonprofit four-year institutions.

Graduates earn about $10,445 more than the model expects for similar students, an outcome at the 84th percentile nationally. Earnings scenarios, estimated from the university's program mix, give a sense of the range: $52,836 in a downside case, $82,136 as the typical outcome, and $96,827 in an upside case.

The median federal student debt at completion is $23,250, which is $949 below the $24,199 median for comparable institutions (same type and size). That debt corresponds to an estimated payment of $264 a month if repaid over ten years.

Median Parent PLUS borrowing, a separate parent-borrower population, is $24,467. The estimated monthly student payment if repaid over ten years is $264.

For a personalized family cost analysis, use the Financial GPS tool.

A missing figure does not mean zero. Sources and reporting periods: methodology.

Analysis and methodology by Daniel Rogers, founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. About College Azimuth.