Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at Westfield State University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$18K
+
Room
$14K
+
Books
$1,200
=
Sticker Price
$27,649
$18K+$14K+$1,200=$27,649
Your Family Income
Sticker
$27,649
−
Your Aid
$13,450
=
Net Price
$14,199
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Westfield State University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$27,649
Tuition and Fees
$18,259
Room and Board
$14,018
Books and Supplies
$1,200
Average Financial Aid (Grants and Scholarships)
-$10,928
Average Net Price (What Families Pay)
$16,721
Westfield State University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$10,751
$30–48k
$11,517
$48–75k
$14,199
$75–110k
$18,201
$110k+
$23,286
Understanding Your Aid Package
Westfield State University has a sticker price of $27,649 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $27,649/year
Average aid: $10,928 in grants & scholarships
$48–75K families pay: ~$14,199/year
Low-income families: Pay ~$10,751/year
33% of students receive Pell Grants
Financial Aid Profile
💰
33%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
31%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$22,457
Range (25th–75th)$5,710 – $26,261
Median Parent PLUS Loans$18,544
Debt Manageability
0.38x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$57,346
Earnings Growth
+22%
6 → 10 years post-graduation
Value Added
+$-2,763
46th percentile among peers
Earnings Range (10yr post-graduation)
$38,609
25th %ile
$76,747
75th %ile
Frequently Asked Questions about Westfield State University Cost & Financial Aid
Westfield State University's published tuition is $27,649 per year. However, after financial aid, the average student pays $14,199—a difference of $13,450.
Families earning under $30,000 pay an average net price of $10,751 at Westfield State University. 33% of students receive Pell Grants.
Westfield State University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Westfield graduates is $22,457, resulting in estimated monthly payments of $238 over 10 years.
Even families earning over $110,000 pay an average net price of $23,286 at Westfield—still $4,363 less than the sticker price. Most families qualify for some form of aid.
