Cost & financial aid brief
Wilmington College Tuition, Costs & Financial Aid
How much does Wilmington College cost after financial aid?
At Wilmington College, aid changes the listed price substantially for the average recipient, though costs remain higher in the upper income bands. The sticker-to-net gap is $19,278, and aid covers about 44% of the published cost for the average aid recipient.
The published cost is the starting point before grants and scholarships, while average net price reflects what aid recipients pay after them. Across the listed family-income bands, lower brackets have lower average net prices than upper brackets.
That is a pattern of aid concentrated more heavily at lower incomes, not a forecast of any family’s package. The sizeable average discount and lower prices in the lower bands point to aid that varies with family income.
The published cost of attendance at Wilmington College is $43,431, an average across living arrangements. Tuition and fees are $32,082 and room and board are $11,923.
Azimuth ranks the university #948 for affordability among nonprofit four-year institutions. The average net price, what aid recipients pay after grants and scholarships, is $19,820 for families earning under $30,000, $21,434 for those earning $30,001 to $48,000, $21,559 for the $48,001 to $75,000 band, $27,017 for the $75,001 to $110,000 band, and $27,149 for families earning over $110,000.
The spread between the lowest and highest bands is $7,329. Aid covers about 44% of the published cost for the average aid recipient, bringing the average net price across all bands to $24,153.
That figure is $1,806 above the peer median of $22,347 for comparable institutions (same type and size). Borrowers who finish carry a median of $24,208 in federal student loans, $792 below the peer median of $25,000.
Nearly all students borrow: 95.2% of federal aid recipients take federal loans. Parents who borrow hold a separate median of $27,288 in Parent PLUS loans.
If repaid over ten years, the median federal student debt corresponds to an estimated payment of $275 a month.
Student loans: what does repayment look like?
Borrowing is widespread at Wilmington College, where 95.2% of federal aid recipients take federal loans. Among borrowers who complete, median federal student loan debt is $24,208.
At comparable institutions (same type and size), the peer median federal debt is $25,000, and the university's figure is $792 below it. That debt corresponds to an estimated payment of $275 a month if repaid over ten years.
For the separate parent-borrower population, median Parent PLUS borrowing is $27,288.
Affordability is Wilmington College's strongest pillar, but its return figures warrant a separate look. Federally aided completers who are working and not enrolled have median earnings of $52,364 four years after completion; Azimuth places that figure in the 24th percentile among nonprofit four-year institutions.
Earnings beyond expectations, the gap between what graduates earn and what expects for similar students, sit in the 43rd percentile among nonprofit four-year institutions. Graduates earn about $2,960 less than the model expects for similar students.
The earnings scenarios range from $45,343 in a downside case to $63,071 in an upside case, with $52,364 as the typical scenario. Median federal debt is $24,208, compared with $25,000 at comparable institutions (same type and size), leaving Wilmington's figure $792 below the peer median.
That debt corresponds to an estimated payment of $275 a month if repaid over ten years. The return picture is mixed: debt sits below peers, while earnings fall short of model expectations.
Parent PLUS borrowing among parent borrowers has a median of $27,288 and is separate from student federal loans. For student borrowers with median federal debt, that debt corresponds to an estimated payment of $275 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $27,288
- Estimated parent payment
- $347/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 20.4% | High pressure |
| $100,000 | 9.2% | Caution |
| $150,000 | 4.4% | Safe |
| $200,000 | 2.9% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $24,208
- Institution Parent PLUS debt
- $27,288
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $275/mo
- Estimated Parent PLUS payment · monthly
- $347/mo
- Modeled student + parent payments
- $622/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $52,364, with a $23,940 annual allowance for basic expenses:
11.6% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.