Cost & financial aid brief

Xavier University of Louisiana Tuition, Costs & Financial Aid

Updated

How much does Xavier University of Louisiana cost after financial aid?

The published cost of attendance at Xavier University of Louisiana is $40,434, with tuition and fees of $28,733 and room and board of $10,439. For aid recipients, grants and scholarships cut the sticker price by an average of $23,307.

The average net price is $17,127, which is $10,244 below the $27,371 median at comparable institutions (same type and size). Azimuth ranks the university #699 for affordability among nonprofit four-year institutions. That places the affordability in the 51st percentile.

After grants and scholarships, aid recipients at Xavier University of Louisiana pay an average net price of $17,127. That is $10,244 below the median for comparable institutions (same type and size).

The affordability pillar sits at the 51st percentile among nonprofit four-year institutions. By income band, families earning under $30,000 average $14,405 and those earning over $110,000 average $24,096, a spread of $9,691 between the two ends.

Borrowers who finish carry a median of $24,053 in federal student loans, $146 below the peer median.

54.2% of undergraduates receive Pell Grants, the population the lowest income band applies to. After grants and scholarships, aid recipients from families earning under $30,000 average $14,405.

The figure is $15,094 for the $30,001–$48,000 band, $17,836 for the $48,001–$75,000 band, and $19,118 for the $75,001–$110,000 band. Families earning over $110,000 average $24,096. The spread between the lowest and highest bands is $9,691.

Average net price by family income
$0–30K
$14,405
$30–48K
$15,094
$48–75K
$17,836
$75–110K
$19,118
$110K+
$24,096

Averages within each income band; individual aid packages vary.

Overall average annual net price: $17,127. After grants and scholarships, including living costs. Source and coverage.

Aid covers about 58% of the published cost for the average aid recipient, reducing the sticker price by $23,307. The lower-income bands see lower average net prices than the middle and upper-income bands, with costs increasing across the listed income range.

In its 2025-26 Common Data Set, the university reported that for the 2025-26 academic year, 679 first-year students were determined to have financial need. Those students received an average need-based aid package of $14,469, and the average share of need met was 60%.

Of those with need, 133 had their need fully met. For the 2025-26 academic year, the university reported that no first-year students received merit aid.

The pattern across the federal net price bands shows a consistent reduction from the published cost, with the largest savings concentrated at the lower end of the income scale.

The published cost of attendance at Xavier University of Louisiana is $40,434. Azimuth ranks the university #699 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $14,405, for those earning $48,001 to $75,000 it is $17,836, and for those earning over $110,000 it is $24,096. The spread between the lowest and highest bands is $9,691.

Tuition and fees are $28,733. Aid covers about 58% of the published cost for the average aid recipient, an offset of $23,307.

The across all aid recipients is $17,127, which is $10,244 below the $27,371 median for comparable institutions (same type and size). Borrowers who finish carry a median of $24,053 in federal student loans, $146 below the peer median of $24,199.

84.2% of federal aid recipients borrow federal loans. Parents who borrow hold a separate median of $39,909.

If repaid over ten years, the median federal debt corresponds to an estimated payment of $273 a month.

Student loans: what does repayment look like?

Borrowers who complete carry a median of $24,053 in federal loans. 84.2% of federal aid recipients take federal loans.

The peer median is $24,199 for comparable institutions (same type and size), so this university's median sits $146 below it. Parent borrowers are a separate population, with median Parent PLUS borrowing of $39,909.

In its 2025-26 Common Data Set, the university reported that 98% of graduates borrowed from any source. Average cumulative debt was $18,887 per borrower in a cohort of 483.

Of those graduates, 98% held federal debt averaging $15,084. That group included 12% who also held private loans averaging $30,295.

The return picture at Xavier University of Louisiana is mixed. Graduates earn about $6,050 less than expects for similar students, a result that places the university at the 32nd percentile among nonprofit four-year institutions.

However, the raw median earnings of $49,328 four years after completion sit $18,922 below the $68,250 median for comparable institutions (same type and size). That median falls in the 17th percentile nationally.

Earnings scenarios, estimated from the program mix, show a wide range: a downside of $42,383, a typical figure of $49,328, and an upside of $67,735. The median federal debt of $24,053 is $146 below the peer median, and corresponds to an estimated payment of $273 a month if repaid over ten years.

For the separate population of parent borrowers, median Parent PLUS borrowing is $39,909. For student borrowers, the median federal debt corresponds to an estimated payment of $273 a month if repaid over ten years.

Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.

Parent loans: what can the family afford?

How Parent PLUS borrowing affects families

Median Parent PLUS debt
$39,909
Estimated parent payment
$507/mo
Modeled Parent PLUS pressure by income
IncomeRisk level
$35,000High pressure
$50,000High pressure
$75,000High pressure
$100,000High pressure
$150,000Caution
$200,000Safe

The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.

Student and parent loans: the monthly payments

Financial GPS

What does repayment look like?

Institution median student debt
$24,053
Institution Parent PLUS debt
$39,909

Federal loans only; private or institutional loans aren’t included.

Estimated student payment · monthly
$273/mo
Estimated Parent PLUS payment · monthly
$507/mo
Modeled student + parent payments
$780/mo

Payments use school-wide median balances, not a specific major’s.

Student payment as a share of available income

At median graduate earnings of $49,328, with a $22,590 annual allowance for basic expenses:

12.3% of income above the allowance · Concerning

  1. Excellent Under 8%
  2. Good 8–under 12%
  3. Concerning 12–20% · selected scenario
  4. High risk Over 20%
How this estimate works

These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.

Read the framework and its limits.

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

Explore your own numbers in Financial GPS

Data & methodology

Sources and reporting periods: methodology.

Analysis and methodology by Daniel Rogers, founder of College Azimuth.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Figure notes link to sources and limitations. About College Azimuth.

Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.

A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.