Xavier University Of Louisiana's published cost of attendance reaches $39,183 per year, including $27,868 in tuition, $10,086 for room and board, and $1,300 for books and supplies. However, the average student pays just $18,285 after financial aid, representing savings of $20,898 from the sticker price.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $40,434 |
| Tuition and Fees | $28,733 |
| Room and Board | $10,439 |
| Books and Supplies | $1,353 |
| Average Financial Aid (Grants and Scholarships) | -$23,307 |
| Average Net Price (What Families Pay) | $17,127 |
| Family Income | Net Price |
|---|---|
| $0–30k | $14,405 |
| $30–48k | $15,094 |
| $48–75k | $17,836 |
| $75–110k | $19,118 |
| $110k+ | $24,096 |
Xavier University Of Louisiana's published cost of attendance reaches $39,183 per year, including $27,868 in tuition, $10,086 for room and board, and $1,300 for books and supplies. However, the average student pays just $18,285 after financial aid, representing savings of $20,898 from the sticker price. This net price of $18,285 compares favorably to the peer median of $27,143, creating $8,858 in savings relative to similar institutions.
The financial aid system reduces costs substantially for most families, with aid covering more than half the published price. Net prices vary significantly by family income, ranging from $15,365 for families earning under $30,000 to $25,054 for families earning over $110,000. As a private nonprofit institution, Xavier demonstrates commitment to affordability through substantial financial aid that makes attendance possible for students across income levels.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
Xavier graduates carry median debt of $24,053, nearly identical to the peer median of $24,181, indicating typical borrowing patterns for similar institutions. Debt levels vary significantly among borrowers, ranging from $5,500 at the 25th percentile to $27,700 at the 75th percentile.
The debt-to-earnings ratio of 0.46 means graduates hold roughly 46 cents of debt for every dollar of annual income, representing manageable burden relative to earnings capacity. Parent PLUS loans show median debt of $30,660 with monthly payments of $404, representing additional family borrowing beyond student loans.
At the 41st percentile nationally, Xavier's debt levels fall around the national average, neither exceptionally low nor concerning. The combination of moderate debt levels and earnings beyond expectations creates favorable conditions for post-graduation financial stability.
How cost compares to graduate earnings and value added.
Xavier delivers strong return on educational investment through earnings that exceed demographic expectations while maintaining manageable debt levels. Graduates earn $5,810 beyond expectations, ranking at the 76.1st percentile nationally for earnings uplift.
This performance indicates effective preparation for post-graduation success relative to student backgrounds and institutional characteristics. Median earnings of $52,184 combined with debt of $24,053 creates a debt-to-earnings ratio supporting successful loan repayment.
Compared to peer median earnings of $63,066, Xavier graduates earn $10,882 less annually, though this difference reflects student demographics rather than institutional quality. The combination of controlled borrowing, aid-supported net prices, and earnings beyond expectations positions Xavier as delivering solid return on investment.
Xavier's financial aid system delivers substantial support across income levels, with average aid of $20,898 reducing the sticker price by more than half. The aid strategy particularly benefits lower-income students, with families under $30,000 receiving aid that reduces their net price to $15,365.
This aid distribution supports the university's diverse student body composition, including 51.7% Pell-eligible students who qualify for federal need-based assistance. The $8,858 savings compared to peer median net prices indicates Xavier provides stronger value relative to similar institutions.
Financial aid effectiveness shows in the manageable net prices across income tiers, making attendance feasible for families across economic backgrounds while maintaining institutional sustainability.
