Cost & financial aid brief
Xavier University of Louisiana Tuition, Costs & Financial Aid
How much does Xavier University of Louisiana cost after financial aid?
Aid covers about 58% of the published cost for the average aid recipient, reducing the sticker price by $23,307. The lower-income bands see lower average net prices than the middle and upper-income bands, with costs increasing across the listed income range.
In its 2025-26 Common Data Set, the university reported that for the 2025-26 academic year, 679 first-year students were determined to have financial need. Those students received an average need-based aid package of $14,469, and the average share of need met was 60%.
Of those with need, 133 had their need fully met. For the 2025-26 academic year, the university reported that no first-year students received merit aid.
The pattern across the federal net price bands shows a consistent reduction from the published cost, with the largest savings concentrated at the lower end of the income scale.
The published cost of attendance at Xavier University of Louisiana is $40,434. Azimuth ranks the university #699 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $14,405, for those earning $48,001 to $75,000 it is $17,836, and for those earning over $110,000 it is $24,096. The spread between the lowest and highest bands is $9,691.
Tuition and fees are $28,733. Aid covers about 58% of the published cost for the average aid recipient, an offset of $23,307.
The across all aid recipients is $17,127, which is $10,244 below the $27,371 median for comparable institutions (same type and size). Borrowers who finish carry a median of $24,053 in federal student loans, $146 below the peer median of $24,199.
84.2% of federal aid recipients borrow federal loans. Parents who borrow hold a separate median of $39,909.
If repaid over ten years, the median federal debt corresponds to an estimated payment of $273 a month.
Student loans: what does repayment look like?
Borrowers who complete carry a median of $24,053 in federal loans. 84.2% of federal aid recipients take federal loans.
The peer median is $24,199 for comparable institutions (same type and size), so this university's median sits $146 below it. Parent borrowers are a separate population, with median Parent PLUS borrowing of $39,909.
In its 2025-26 Common Data Set, the university reported that 98% of graduates borrowed from any source. Average cumulative debt was $18,887 per borrower in a cohort of 483.
Of those graduates, 98% held federal debt averaging $15,084. That group included 12% who also held private loans averaging $30,295.
The return picture at Xavier University of Louisiana is mixed. Graduates earn about $6,050 less than expects for similar students, a result that places the university at the 32nd percentile among nonprofit four-year institutions.
However, the raw median earnings of $49,328 four years after completion sit $18,922 below the $68,250 median for comparable institutions (same type and size). That median falls in the 17th percentile nationally.
Earnings scenarios, estimated from the program mix, show a wide range: a downside of $42,383, a typical figure of $49,328, and an upside of $67,735. The median federal debt of $24,053 is $146 below the peer median, and corresponds to an estimated payment of $273 a month if repaid over ten years.
For the separate population of parent borrowers, median Parent PLUS borrowing is $39,909. For student borrowers, the median federal debt corresponds to an estimated payment of $273 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $39,909
- Estimated parent payment
- $507/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Caution |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $24,053
- Institution Parent PLUS debt
- $39,909
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $273/mo
- Estimated Parent PLUS payment · monthly
- $507/mo
- Modeled student + parent payments
- $780/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $49,328, with a $22,590 annual allowance for basic expenses:
12.3% of income above the allowance · Concerning
- Excellent Under 8%
- Good 8–under 12%
- Concerning 12–20% · selected scenario
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.