Cost & financial aid brief
York College of Pennsylvania Tuition, Costs & Financial Aid
How much does York College of Pennsylvania cost after financial aid?
Aid covers about 50% of the published cost for the average aid recipient. The average net price—what students pay after grants and scholarships—is $18,556.
That average masks a pattern that runs with income. The lowest band, families earning under $30,000, averages $12,927, while the highest band, over $110,000, averages $22,196.
The spread between the two ends is $9,269. The middle bands fill in the steps: $14,581 for the $30,001–$48,000 band, $17,024 for $48,001–$75,000, and $17,799 for $75,001–$110,000.
The widening gap across bands indicates that aid is concentrated on lower-income families.
The published cost of attendance at York College of Pennsylvania is $37,319 (an average across living arrangements). After grants and scholarships, the average net price—what aid recipients actually pay—is $12,927 for families earning under $30,000, $17,024 for those in the $48,001–$75,000 band, and $22,196 for families earning over $110,000.
The spread between the lowest and highest bands is $9,269. Azimuth ranks the university #783 for affordability among nonprofit four-year institutions.
Aid covers about 50% of the published cost for the average aid recipient, bringing the overall average net price to $18,556. This is $8,815 below the $27,371 median for comparable institutions (same type and size).
The published tuition and fees are $25,588, with room and board adding $13,560. Borrowers who complete a degree leave with a median of $26,000 in federal student loans, which is $1,801 above the peer median of $24,199.
That debt corresponds to an estimated payment of $295 a month if repaid over ten years. Nearly all undergraduates borrow: 95.8% of federal aid recipients take federal loans.
Parents who borrow through the Parent PLUS program hold a separate median of $33,999.
Student loans: what does repayment look like?
At York College of Pennsylvania, federal borrowing touches 95.8% of federal aid recipients, making loan exposure a central part of the cost picture. Among borrowers who completed, median federal student loan debt at completion is $26,000.
The peer median, the middle value for comparable institutions (same type and size), is $24,199, and the university's median is $1,801 above that benchmark. Parent PLUS borrowers are a separate parent-borrower population, with median debt of $33,999.
Return is York College of Pennsylvania’s strongest measured pillar, but the earnings and borrowing figures give a mixed picture. Federally aided completers who are working and not enrolled earn median earnings of $65,789 four years after completion; Azimuth places that figure in the 68th percentile among nonprofit four-year institutions.
Earnings beyond expectations, the gap between what graduates earn and what expects for similar students, fall in the 29th percentile among nonprofit four-year institutions. Graduates earn about $6,638 less than the model expects for similar students.
A downside earnings scenario is $48,285 and an upside scenario is $93,109; the typical scenario matches the observed median. Median federal student loan debt at completion is $26,000, $1,801 above the $24,199 peer median at comparable institutions (same type and size).
That debt corresponds to an estimated payment of $295 a month if repaid over ten years. The return picture is mixed: modeled earnings trail expectations and debt is above peers.
For the separate parent-borrower population, median Parent PLUS borrowing is $33,999. For student borrowers, that debt corresponds to an estimated payment of $295 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $33,999
- Estimated parent payment
- $432/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 25.5% | High pressure |
| $100,000 | 11.4% | High pressure |
| $150,000 | 5.4% | Safe |
| $200,000 | 3.6% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $26,000
- Institution Parent PLUS debt
- $33,999
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $295/mo
- Estimated Parent PLUS payment · monthly
- $432/mo
- Modeled student + parent payments
- $727/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $65,789, with a $23,940 annual allowance for basic expenses:
8.5% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.