Head-to-Head Analysis
This analysis was generated using Azimuth's proprietary framework. Our data model transforms federal education data into actionable insights. Learn about founder Daniel Rogers, explore our research methodology, or see how we think about this data.
Updated January 2026 • Throggs Neck, NY & Kings Point, NY
When students choose between United States Merchant Marine Academy and SUNY Maritime College, they're comparing two specialized institutions serving the same maritime industry niche. Both schools sit in New York and feed graduates into similar career paths in marine transportation and naval architecture.
The critical difference lies in cost: USMMA offers a federal service academy education at $7,506/year while SUNY Maritime charges $21,781/year for comparable outcomes. This creates a rare value arbitrage opportunity in specialized maritime education.
Median Student Debt at Graduation
$23,250
federal loans
$8,833
federal loans
Median Parent PLUS Loans
$38,700
borrowed by parents
—
borrowed by parents
Both schools are predominantly engineering-focused maritime academies. USMMA concentrates 52% of graduates in engineering fields, led by Marine Transportation (96 graduates) and Naval Architecture and Marine Engineering (77 graduates).
SUNY Maritime has a similar but slightly more diverse mix at 46% engineering and 16% business, with Marine Transportation as the largest program (110 graduates), followed by Mechanical Engineering (49) and Business programs (45). These nearly identical program concentrations explain why career outcomes remain similar despite the significant cost differences.
For students seeking maritime careers, United States Merchant Marine Academy delivers comparable outcomes with dramatically lower financial burden. USMMA graduates earn 94% of what SUNY Maritime graduates make while carrying 86% less debt — a compelling value proposition.
SUNY Maritime offers slightly higher earnings and a traditional college experience without military service obligations, making it better for students who prioritize those factors and can manage the higher cost. However, the data overwhelmingly points to USMMA as the stronger financial value.
For families concerned about college costs, USMMA represents one of the best deals in specialized technical education.
Key Takeaway
The numbers are close, but the best school depends on your goals, values, and career aspirations.
This comparison was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
This comparison uses Azimuth's proprietary ROI model based on U.S. Dept. of Education data. View Full Methodology.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid.
