Holy Cross combines highly selective admissions with exceptional earnings outcomes in liberal arts fields. The institution ranks in the 97.0th percentile for graduate earnings while maintaining rigorous academic standards, though higher debt levels require careful financial planning for prospective families.
With top-tier performance, driven by strong long-term earnings relative to educational investment
With modestly below average performance, reflecting higher costs and debt levels typical of selective private institutions
With above average performance, indicating moderate enrollment of Pell-eligible and first-generation students
With well above average performance, reflecting the institution's ability to support career advancement despite serving fewer low-income students
Percentile rankings vs 1,600+ peer institutions. Higher is better.
Full AnalysisHoly Cross demonstrates strong return on investment despite higher debt levels. Graduates earn a median of $90,543 ten years after enrollment, ranking in the 97.0th percentile nationally among the highest we track.
Earnings range from $65,874 at the 25th percentile to $134,575 at the 75th percentile, reflecting a 2.0:1 ratio that indicates solid career outcomes across different paths. While graduates earn $3,793 below expectations compared to similar students nationally, this reflects the high baseline expectations for selective private institutions rather than poor performance.
Students seeking strong liberal arts outcomes from a highly selective private college. Well-suited for those who can manage higher debt levels in exchange for exceptional earnings potential, particularly in fields like Applied Economics, English Literature, and Mathematics.
The college's low Pell share (14.7%) indicates it primarily serves students from higher-income families.
This school profile was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid. Data sourced from College Scorecard.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
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This is the College Of The Holy Cross hub overview page. For comprehensive institutional data including detailed charts and metrics, visit the full analysis at /school/college-of-the-holy-cross/analysis.
Top 5% nationally for graduate earnings
College of the Holy Cross ranks #389 nationally with strong performance at the 76.2nd percentile. Located in Worcester, Massachusetts, this medium-sized private nonprofit institution maintains highly selective admission standards with a 21.1% acceptance rate while delivering exceptional post-graduation outcomes.
Holy Cross enrolls 14.7% Pell-eligible students and 16.6% first-generation students, placing it below typical access measures but maintaining selective admissions alongside strong earnings performance. Graduates earn $90,543 ten years after enrollment, ranking at the 97.0th percentile nationally among the highest we track.
However, graduates earn $3,793 less than expected relative to similar students, placing the institution at the 38.9th percentile for earnings beyond expectations. This combination of highly selective admissions, limited access, and strong absolute earnings reflects an institution serving primarily affluent students while delivering strong career outcomes.
College of the Holy Cross admits approximately 21.1% of applicants, meaning roughly 1 in 5 applicants receives an offer of admission. This places Holy Cross in the highly selective category among American colleges and universities.
The peer median admission rate of 70.6% highlights the significant difference between Holy Cross's selectivity and typical four-year institutions, with Holy Cross being nearly 50 percentage points more selective than its peers. This level of selectivity means that qualified students face meaningful uncertainty in the admission process, and even those with strong academic credentials should approach Holy Cross as a reach or target school depending on their specific profile.
The institution's selectivity reflects its position as a prestigious liberal arts college with limited enrollment capacity. Students considering Holy Cross should build comprehensive college lists that include institutions with higher acceptance rates but similar academic quality and career outcomes.
Treating Holy Cross as a competitive admit regardless of qualifications represents sound application strategy, particularly given the unpredictable nature of highly selective admissions processes.
Based on federal data for students receiving aid. Actual costs may vary.
College of the Holy Cross's published cost of attendance reaches $76,510 per year, including $60,850 in tuition and fees, $17,750 for room and board, and $1,000 for books and supplies. However, the average student pays $36,868 after financial aid, representing savings of $39,642 through institutional aid programs.
This net price places Holy Cross $9,725 above the peer median of $27,143, reflecting the premium associated with selective private liberal arts education. The institution's financial aid programs provide meaningful support, though families should expect higher costs than typical four-year institutions.
Net prices vary significantly by family income, ranging from $14,900 for families earning under $30,000 to $51,228 for families earning over $110,000. The substantial aid provided to lower-income families helps maintain some economic diversity despite the institution's higher overall costs.
Families should carefully evaluate the total investment required and consider the strong earnings outcomes when assessing value. The higher costs reflect the intensive liberal arts experience and small class sizes typical of selective private colleges.
Holy Cross graduates demonstrate steady earnings growth over time with high confidence in reported outcomes. Median earnings rise from $69,984 six years after enrollment to $84,240 at eight years and $90,543 at ten years, representing 29.4% growth from the six-year mark.
These outcomes are based on cohorts of 162 graduates at six years, 219 at eight years, and 226 at ten years, providing strong confidence in the reported figures across all time horizons. While graduates earn $3,793 below expectations compared to similar students nationally, placing Holy Cross at the 38.9th percentile for earnings beyond expectations, the absolute earnings level remains exceptional at the 97.0th percentile.
This pattern reflects the high performance expectations for selective private liberal arts colleges rather than underperformance. Approximately 19.5% of graduates continue to graduate or professional study based on program mix analysis, indicating the institution prepares students for both immediate workforce entry and advanced education.
The earnings trajectory shows consistent upward progression, suggesting graduates advance effectively in their chosen careers over the early-to-mid career period.
Applied Economics.
112 graduates
Algebra and Number Theory.
44 graduates
Computer Science.
17 graduates
Accounting Technology/Technician and Bookkeeping.
23 graduates
English Language and Literature, General.
67 graduates
Holy Cross offers 12 bachelor's degree programs with sufficient federal earnings data for ranking analysis. English Language and Literature ranks #1 nationally with 67 graduates earning median salaries of $69,556 and achieving a perfect value score of 100.0.
Applied Economics ranks #33 nationally and #6 in Massachusetts, graduating 112 students with the highest median earnings of $96,461 and a value score of 84.2. American Government and Politics ranks #27 nationally and #3 in Massachusetts, graduating 111 students with median earnings of $68,772 and a value score of 91.2.
Psychology, General ranks #28 nationally and #3 in Massachusetts with 110 graduates earning $56,085. Biology, General ranks #15 nationally and #4 in Massachusetts, graduating 53 students with median earnings of $67,624.
Several programs achieve top rankings in their fields, with Catalan Language and Literature ranking #5 nationally and American History ranking #16 nationally, reflecting Holy Cross's strength across liberal arts disciplines.
Consider these schools with similar outcomes but higher acceptance rates:
| School | State | Accept Rate | Median Earnings | |
|---|---|---|---|---|
Trinity College Higher acceptance rate (12.4 percentage points higher) with similar program focus and located 57 miles away; similar graduate earnings | CT | 34% | $90,779 | Compare |
Bryant University Higher acceptance rate (44.5 percentage points higher) and located 26 miles away; similar graduate earnings | RI | 66% | $90,008 | Compare |
Brandeis University Higher acceptance rate (14.2 percentage points higher) with similar program focus and located 29 miles away; similar graduate earnings | MA | 35% | $77,231 | Compare |
Union College Higher acceptance rate (22.7 percentage points higher) with similar program focus; similar graduate earnings | NY | 44% | $88,604 | Compare |
Lafayette College Higher acceptance rate (10.4 percentage points higher) with similar program focus; similar graduate earnings | PA | 31% | $91,410 | Compare |
Peer institutions with comparable quality and outcomes:
| School | State | Accept Rate | Median Earnings | Rank | |
|---|---|---|---|---|---|
Carleton College Similar quality tier (#373 ranked) | MN | 22% | $75,525 | #373 | Compare |
Wake Forest University Similar quality tier (#352 ranked) | NC | 22% | $78,158 | #352 | Compare |
Manhattan College Similar quality tier in Northeast (#350 ranked) | NY | 78% | $86,316 | #350 | Compare |
Lafayette College Similar quality tier in Northeast (#349 ranked) | PA | 31% | $91,410 | #349 | Compare |
Tufts University Similar quality tier in Northeast (#378 ranked) | MA | 10% | $83,214 | #378 | Compare |