Percentile rankings vs 1,600+ peer institutions. Higher is better.
Career OutcomesAzimuth ranks College of the Holy Cross #415 for overall value on Azimuth's composite among nonprofit four-year institutions. Graduates earn median 4-year earnings of $84,553, placing College of the Holy Cross in the 87.6 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Azimuth ranks Economics #118 for return on investment among nonprofit four-year institutions — a program-level anchor within College of the Holy Cross's social-sciences-led academic portfolio. College of the Holy Cross's composite ranking reflects strong graduate earnings relative to cost, with median 4-year earnings of $84,553 placing graduates well above the midpoint among nonprofit four-year institutions. The institution's return ranking and program-level strength in Economics together signal that Holy Cross graduates enter the workforce with competitive financial footing across a range of fields.
Azimuth ranks College of the Holy Cross #415 for overall value on Azimuth's composite among nonprofit four-year institutions — in the 71.8 percentile for overall value on Azimuth's composite among nonprofit four-year institutions. A private university in Worcester, MA, College of the Holy Cross enrolls roughly 3,106 undergraduates. Retention stands at 94.8% and the six-year graduation rate is 87.3%, placing the college among the stronger performers nationally for converting enrollment into degree completion. Where College of the Holy Cross performs strongest is return on investment. Azimuth ranks College of the Holy Cross #118 for return on investment among nonprofit four-year institutions — in the 92.1 percentile for return on investment among nonprofit four-year institutions. Graduates earn median four-year earnings of $84,553, placing College of the Holy Cross in the 87.6 percentile for median earnings four years after enrollment among nonprofit four-year institutions. The college's dominant concentration in Social Sciences feeds graduates into careers where earnings hold up well relative to peers, and Azimuth ranks Economics #30 for median earnings four years after enrollment among nonprofit four-year institutions, at 1.43× the national benchmark for that field. Access and affordability sit lower in the composite. College of the Holy Cross admits about 17.6% of applicants — a selectivity level that, by design, limits the size of each entering class and the share of low-income students the college enrolls (14.8% Pell, 16.6% first-generation). Affordability sits in the 4.7 percentile among nonprofit four-year institutions, reflecting a cost structure that is meaningfully reshaped by need-based aid for families that qualify, though the sticker price remains a real consideration for those who do not. Access sits in the 61.4 percentile and mobility in the 82.6 percentile among nonprofit four-year institutions.
College of the Holy Cross's published cost of attendance is $80,334. Need-based financial aid reshapes that figure across income levels: low-income families pay approximately $14,343, middle-income families pay around $12,682, and higher-income families pay approximately $56,284. Azimuth ranks College of the Holy Cross #1358 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. College of the Holy Cross commits to meeting demonstrated financial need in full for admitted students under current financial aid policies. The aid structure is need-based, with no merit component; families apply using the FAFSA and CSS Profile. The college participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs to support access across income levels. Median federal student loan debt at graduation is $27,000, and families using Parent PLUS borrow a median of $39,032; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $84,553, median federal debt of $27,000 projects to a monthly payment of about $305 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
College of the Holy Cross is a strong fit for students drawn to the social sciences, humanities, and liberal arts who want a small private college experience in Worcester, MA, and who are willing to pay a higher net price in exchange for strong long-term earnings and a well-regarded degree in the Azimuth coverage set. Graduates earn median 4-year earnings of $84,553, placing College of the Holy Cross in the 87.6 percentile for median earnings four years after enrollment among nonprofit four-year institutions — a strong return for a liberal-arts-oriented institution where Social Sciences represents the largest share of degree output. The aid structure matters here. Higher-income families pay a net price of $56,284, and median student debt at graduation is $27,000 — figures that reflect a tuition-dependent private college model. For Pell-eligible students — 14.8% of undergraduates receive Pell Grants — completion rates provide a meaningful signal of how well the institution supports students who need financial assistance through to graduation. Fit depends on two realistic filters: College of the Holy Cross admits about 17.6% of applicants, making it selective, and its program mix is concentrated in Social Sciences and related liberal arts fields rather than applied-professional or STEM-heavy tracks. Students whose academic interests align with those areas and who can manage the cost structure will find a college that delivers strong earnings outcomes relative to its liberal-arts peer group.
This school profile was generated using Azimuth's proprietary ROI framework, developed by founder Daniel Rogers. Our methodology transforms federal education data into actionable insights for families.
College Azimuth is a private research initiative and is not affiliated with the U.S. Department of Education or Federal Student Aid. Data sourced from College Scorecard.
This content is for educational and informational purposes only and should not be construed as financial, investment, or professional advice. Consult a qualified advisor before making any financial decisions.
Comprehensive Analysis
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This is the College Of The Holy Cross hub overview page. Related admissions, cost, outcomes, majors, and similar-school pages provide the detailed school data.
Based on federal data for students receiving aid. Actual costs may vary.
College of the Holy Cross's published cost of attendance is $80,334. Need-based financial aid reshapes that figure across income levels: low-income families pay approximately $14,343, middle-income families pay around $12,682, and higher-income families pay approximately $56,284.
Azimuth ranks College of the Holy Cross #1358 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown.
College of the Holy Cross commits to meeting demonstrated financial need in full for admitted students under current financial aid policies. The aid structure is need-based, with no merit component; families apply using the FAFSA and CSS Profile.
The college participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs to support access across income levels. Median federal student loan debt at graduation is $27,000, and families using Parent PLUS borrow a median of $39,032; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the [Parent PLUS risk framework](/analysis/ou-what-happens-when-parents-borrow-too/) for how household context shapes PLUS decisions.
For a graduate at the institution's median four-year earnings of $84,553, median federal debt of $27,000 projects to a monthly payment of about $305 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use [Azimuth's Financial GPS tool](/analysis/financial-gps-framework/).
Graduates of College of the Holy Cross earn median 4-year earnings of $84,553, placing College of the Holy Cross in the 87.6 percentile for median earnings four years after enrollment among nonprofit four-year institutions. That figure runs above the $67,139 median at comparable institutions (same control and size band).
Graduates also [earn beyond expectations](/analysis/a-value-added-approach-to-college-outcomes/) compared with similar students at other institutions, and Azimuth ranks College of the Holy Cross #118 for return on investment among nonprofit four-year institutions. The earnings pattern at College of the Holy Cross reflects its concentration in Social Sciences and related analytical fields.
Social Sciences accounts for 29% of degrees, with other STEM fields at 5% and Arts at 4%, a mix that channels graduates into finance, consulting, law, and public-sector roles where earnings tend to grow steadily over the early career. Economics stands out as the program combining strong cohort scale with the highest aggregate earnings contribution to the institution's overall return profile.
Among the top programs by earnings, Psychology, General program graduates 132 students with median four-year earnings of $74,095, and Azimuth ranks Psychology, General #4 for median earnings four years after enrollment among nonprofit four-year institutions [per the program-ranking methodology](/analysis/college-program-rankings-how-to-actually-evaluate-programs/). Economics follows with 128 graduates earning $118,131, and Azimuth ranks Economics #30 for median earnings four years after enrollment among nonprofit four-year institutions.
Political Science and American History (United States) round out the upper tier, with graduates earning $88,088 and $72,423 respectively at the four-year mark, reflecting the breadth of high-return pathways available within College of the Holy Cross's liberal arts framework.
Economics
128 graduates
Accounting and Related Services
28 graduates
Physics
17 graduates
Mathematics
48 graduates
Chemistry
32 graduates
College of the Holy Cross's program mix is anchored in Social Sciences, a signature consistent with the college's liberal arts identity and its emphasis on analytical, humanistic, and policy-oriented fields. The three largest program families by graduate share are Social Sciences (29%), other STEM fields (5%), and Arts (4%), a distribution that places College of the Holy Cross closer to peer liberal arts colleges with strong humanities and social-science concentrations than to engineering-heavy research universities.
Across 26 programs serving roughly 930 students annually, 13 meet Azimuth's ranking threshold. The program with the highest aggregate return — combining cohort scale with strong median earnings — is Economics, which functions as a key economic anchor for the college's degree output.
Among the most popular programs, Psychology, General program graduates 132 students with median earnings of $74,095 four years after enrollment; Azimuth ranks it #4 for median earnings four years after enrollment among nonprofit four-year institutions. Economics and Political Science follow in scale, with graduates earning $118,131 and $88,088 respectively at the four-year mark, reflecting the college's strength in fields that feed into finance, consulting, law, and public-sector careers.
The highest-earning programs at College of the Holy Cross are Economics, Mathematics, and Biology, General, with graduates earning median earnings of $118,131, $96,927, and $92,914 four years after enrollment; Azimuth ranks Economics #30 for median earnings four years after enrollment among nonprofit four-year institutions. Several of these high-earning pathways — particularly those in economics, mathematics, and quantitative social sciences — are also grad-school-dependent in part, meaning four-year earnings undercount the long-run trajectory for graduates who continue to law school, MBA programs, or doctoral study.
The [supply and demand for college graduates](/analysis/supply-demand-map-college-degrees/) provides context for how these program families align with national labor-market trends.
Consider these schools with similar outcomes but higher acceptance rates:
| School | State | Accept Rate | Median Earnings | |
|---|---|---|---|---|
Trinity College Higher acceptance rate (12.4 percentage points higher) with similar program focus and located 57 miles away; similar graduate earnings | CT | 34% | $90,779 | Compare |
Bryant University Higher acceptance rate (44.5 percentage points higher) and located 26 miles away; similar graduate earnings | RI | 66% | $90,008 | Compare |
Brandeis University Higher acceptance rate (14.2 percentage points higher) with similar program focus and located 29 miles away; similar graduate earnings | MA | 35% | $77,231 | Compare |
Union College Higher acceptance rate (22.7 percentage points higher) with similar program focus; similar graduate earnings | NY | 44% | $88,604 | Compare |
Lafayette College Higher acceptance rate (10.4 percentage points higher) with similar program focus; similar graduate earnings | PA | 31% | $91,410 | Compare |
Peer institutions with comparable quality and outcomes:
| School | State | Accept Rate | Median Earnings | Rank | |
|---|---|---|---|---|---|
Grinnell College Similar quality tier (#10915 ranked) | IA | 15% | $62,830 | #10915 | Compare |
Pace University Similar quality tier in Northeast (#10918 ranked) | NY | 76% | $70,378 | #10918 | Compare |
Dominican University Similar quality tier (#10929 ranked) | IL | 90% | $60,327 | #10929 | Compare |
Manhattan University Similar quality tier in Northeast (#10932 ranked) | NY | 79% | $86,316 | #10932 | Compare |
Florida Institute Of Technology Similar quality tier (#10936 ranked) | FL | 40% | $43,137 | #10936 | Compare |