Cost & financial aid brief
Augsburg University Tuition, Costs & Financial Aid
How much does Augsburg University cost after financial aid?
Aid covers about 62% of the published cost for the average aid recipient, so the published price is not the amount most aided families face. The sticker-to-net gap averages $38,430 for aid recipients.
Pricing is lowest for the lowest family-income band, varies across the middle bands, and is highest for the upper-income band. That pattern shows aid reaching further toward published charges for some income bands than for others, without describing any individual award.
The published cost remains the starting point before grants and scholarships are applied.
At Augsburg University, the published cost of attendance is $62,303 (an average across living arrangements), so the price remaining after aid differs across family-income bands. Average net price, what aid recipients pay after grants and scholarships, is $21,318 for the lowest family-income band, $23,180 for the lower-middle band, $21,524 for the middle band, $23,223 for the upper-middle band, and $32,123 for the highest band.
The spread between the lowest and highest bands is $10,805. Azimuth ranks the university #908 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid offsets $38,430 and covers about 62% of the published cost. Across first-time full-time aid recipients, the average net price is $23,873, alongside published tuition and fees of $45,452.
The peer median, the middle value for comparable institutions (same type and size), is $27,371; Augsburg’s average net price is $3,498 below it. Aid coverage and a below-peer average net price point in the same direction.
Federal student loan borrowers who complete have median debt of $25,347, and 87.1% of federal aid recipients borrow federal loans. That median is $1,148 above the $24,199 peer median for comparable institutions (same type and size).
That debt corresponds to an estimated payment of $288 a month if repaid over ten years. Median Parent PLUS borrowing is $17,901.
Student loans: what does repayment look like?
Borrowers who complete a degree at Augsburg University leave with a median of $25,347 in federal student loans. That is $1,148 above the $24,199 median for comparable institutions (same type and size).
Federal borrowing is widespread, with 87.1% of federal aid recipients taking federal loans. Parents who borrow hold a separate median of $17,901 in Parent PLUS loans.
At Augsburg University, earnings are strong relative to expectations, though federal debt sits above the peer median. Graduates earn a median of $68,350 four years after completion.
Azimuth places that earnings figure in the 73rd percentile among nonprofit four-year institutions. Graduates earn about $15,831 more than expects for similar students.
Azimuth places earnings beyond expectations in the 92nd percentile among nonprofit four-year institutions. Earnings scenarios put earnings at $49,852 in a downside scenario, $68,350 in a typical scenario, and $90,658 in an upside scenario.
For borrowers who complete, median federal student debt is $25,347, compared with $24,199 at comparable institutions (same type and size), a difference of $1,148 above the peer median. That debt corresponds to an estimated payment of $288 a month if repaid over ten years. Above-expected earnings and debt above peers point in different directions.
For the separate population of Parent PLUS parent borrowers, median borrowing is $17,901. For student borrowers, that debt corresponds to an estimated payment of $288 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $17,901
- Estimated parent payment
- $227/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $25,347
- Institution Parent PLUS debt
- $17,901
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $288/mo
- Estimated Parent PLUS payment · monthly
- $227/mo
- Modeled student + parent payments
- $515/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $68,350, with a $22,590 annual allowance for basic expenses:
7.6% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.