Cost & financial aid brief
Baptist Health Sciences University Tuition, Costs & Financial Aid
How much does Baptist Health Sciences University cost after financial aid?
Aid covers about 50% of the published cost for the average aid recipient, a reduction of $11,015 from the sticker price. Average net prices are higher for families with greater income.
The lowest band, under $30,000, averages $6,354, while the highest band, over $110,000, averages $18,446. The middle bands sit between those two ends.
The published cost of attendance at Baptist Health Sciences University is $22,227. Azimuth ranks the university #475 for affordability among nonprofit four-year institutions.
The average net price, what aid recipients pay after grants and scholarships, is $6,354 for families earning under $30,000, $14,384 for families earning $48,001 to $75,000, and $18,446 for families earning over $110,000. The spread between the lowest and highest bands is $12,092.
Aid covers about 50% of the published cost for the average aid recipient, bringing the average net price across all bands to $11,212. That is $11,135 below the $22,347 median for comparable institutions (same type and size).
Borrowers who complete a degree carry a median of $29,500 in federal student loans, $4,500 above the $25,000 peer median. 92.3% of federal aid recipients take federal loans.
Parents who borrow through the Parent PLUS program hold a separate median of $14,428. If repaid over ten years, the median federal debt corresponds to an estimated payment of $335 a month.
Student loans: what does repayment look like?
Federal-loan borrowers who complete a degree at Baptist Health Sciences University leave with a median of $29,500. The median is $4,500 above the $25,000 median for comparable institutions (same type and size).
92.3% of federal aid recipients take federal loans, so borrowing is the norm here. Parents who borrow through the Parent PLUS program hold a separate median of $14,428.
Baptist Health Sciences University posts a median of $73,191 four years after completion, $17,276 above the $55,915 median for comparable institutions (same type and size). That figure lands in the 81st percentile among nonprofit four-year institutions.
Graduates earn about $18,620 more than expects for similar students, a result at the 94th percentile. The earnings scenarios, estimated from the program mix, run from a downside of $57,388 to an upside of $82,135, with a typical scenario of $73,191.
Borrowers who finish leave with a median of $29,500 in federal loans, $4,500 above the peer median of $25,000. If repaid over ten years, that debt corresponds to an estimated payment of $335 a month.
For the separate population of parent borrowers, median Parent PLUS borrowing is $14,428. For student borrowers, the median federal debt corresponds to an estimated payment of $335 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $14,428
- Estimated parent payment
- $183/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 10.8% | High pressure |
| $100,000 | 4.8% | Safe |
| $150,000 | 2.3% | Safe |
| $200,000 | 1.5% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $29,500
- Institution Parent PLUS debt
- $14,428
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $335/mo
- Estimated Parent PLUS payment · monthly
- $183/mo
- Modeled student + parent payments
- $518/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $73,191, with a $23,940 annual allowance for basic expenses:
8.2% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.