Cost & financial aid brief
CUNY Queens College Tuition, Costs & Financial Aid
How much does Queens College cost after financial aid?
Aid covers about 71% of the published cost for the average aid recipient. The sticker-to-net gap is $10,172, which means the average net price across all bands is $4,195.
The pattern across incomes is progressive. Average net prices run from $1,541 in the lowest band to $12,700 in the highest, a spread of $11,159.
The middle bands sit between them, rising with income. That spread describes a structure where aid is targeted toward families with fewer resources, rather than any individual package.
The published cost of attendance at CUNY Queens College is $14,367, an average across living arrangements. In-state tuition and fees are $7,538.
For families earning under $30,000, the average net price is $1,541. For families in the $48,001–$75,000 band, it is $6,785, and for families earning over $110,000, it is $12,700.
The spread between the lowest and highest bands is $11,159. Azimuth ranks CUNY Queens College #8 for affordability among nonprofit four-year institutions.
Financial aid reduces the sticker price by an average of $10,172, bringing the average net price across all aid recipients to $4,195. That figure is below the median of $15,634 for comparable institutions (same type and size), a gap of $11,439.
Out-of-state students face a published tuition of $15,488, and room and board is listed at $17,132. Among federal-loan borrowers who completed, the median federal student debt is $10,298.
That median is below the peer median of $20,076 for comparable institutions, a difference of $9,778. About 23.7% of federal aid recipients borrow federal loans.
The median Parent PLUS borrowing is $17,680. If repaid over ten years, the estimated monthly payment on the median federal debt is $117.
Student loans: what does repayment look like?
Among undergraduates at CUNY Queens College, 23.7% of federal aid recipients borrow federal loans. For those who complete a degree, the median federal student debt at completion is $10,298.
Comparable institutions (same type and size) record a median federal debt of $20,076; the university's median is below that by $9,778. Parent borrowers form a separate population with a median Parent PLUS debt of $17,680.
CUNY Queens College combines a low-cost structure with earnings that run above the median for comparable institutions (same type and size). Four years after completion, graduates earn a median of $68,713, which places the university in the 74th percentile among nonprofit four-year institutions.
Graduates earn about $9,059 more than expects for similar students, an outcome in the 81st percentile. Earnings scenarios anchored on the program mix show a typical earnings level of $68,713, with a downside scenario of $51,621 and an upside scenario of $90,610.
Borrowers who complete a degree carry a median federal student debt of $10,298, which is below the $20,076 median for comparable institutions (same type and size) by $9,778. If repaid over ten years, the estimated monthly payment is $117.
Median Parent PLUS borrowing, a separate parent-borrower population, is $17,680. The estimated monthly student payment if repaid over ten years is $117.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $17,680
- Estimated parent payment
- $225/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 13.2% | High pressure |
| $100,000 | 5.9% | Safe |
| $150,000 | 2.8% | Safe |
| $200,000 | 1.9% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $10,298
- Institution Parent PLUS debt
- $17,680
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $117/mo
- Estimated Parent PLUS payment · monthly
- $225/mo
- Modeled student + parent payments
- $342/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $68,713, with a $23,940 annual allowance for basic expenses:
3.1% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.