Cost & financial aid brief
Fayetteville State University Tuition, Costs & Financial Aid
How much does Fayetteville State University cost after financial aid?
The average aid recipient sees about 53% of the published cost covered by grants and scholarships. That is an average across all aided students, not a guarantee for any one family, and the sticker price is where every aid package starts.
Average net prices are higher for families with more income. The lowest band, under $30,000, averages $6,233, while the highest, over $110,000, averages $14,112.
The spread between those two ends is $7,879, a pattern of lower average costs at lower incomes rather than a fixed discount. The sticker-to-net gap is $8,760, and the sits below the peer median (the median at comparable institutions). The affordability pillar stands at the 91st percentile.
The published cost of attendance at Fayetteville State University is $16,652. Azimuth ranks the university #124 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $6,233, for those earning $48,001 to $75,000 it is $8,983, and for those earning over $110,000 it is $14,112. The spread between the lowest and highest bands is $7,879.
Aid covers about 53% of the published cost for the average aid recipient. The average net price across all aid recipients is $7,892, which is $6,176 below the $14,068 median for comparable institutions (same type and size).
Borrowers who complete a degree carry a median of $22,987 in federal student loans. That is $1,758 above the $21,229 peer median.
79.4% of federal aid recipients take federal loans. Parents who borrow through the Parent PLUS program hold a separate median of $8,791.
If repaid over ten years, the median federal student debt corresponds to an estimated payment of $261 a month.
Student loans: what does repayment look like?
Most undergraduates at Fayetteville State University borrow: 79.4% of federal aid recipients take federal loans. Among borrowers who complete, the median federal student loan debt is $22,987.
The peer median for comparable institutions (same type and size) is $21,229, making the university's median $1,758 above it. Parent borrowers hold a separate median of $8,791 in Parent PLUS loans.
For the separate population of parent borrowers, median Parent PLUS borrowing is $8,791. For student borrowers, that debt corresponds to an estimated payment of $261 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $8,791
- Estimated parent payment
- $112/mo
| Household income | Share of income above basic expenses | Risk level |
|---|---|---|
| $35,000 | No room | High pressure |
| $50,000 | No room | High pressure |
| $75,000 | 6.6% | Caution |
| $100,000 | 3.0% | Safe |
| $150,000 | 1.4% | Safe |
| $200,000 | 0.9% | Safe |
The 10-year payment on the median Parent PLUS balance, as a share of household income above basic expenses ($54,640 a year: 200% of the 2026 federal poverty guideline for a household of three). No room is High pressure. Open the parent tool for your own numbers. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $22,987
- Institution Parent PLUS debt
- $8,791
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $261/mo
- Estimated Parent PLUS payment · monthly
- $112/mo
- Modeled student + parent payments
- $373/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $51,687, with a $23,940 annual allowance for basic expenses:
11.3% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $23,940, uses the published framework’s 2026 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.