Freed-Hardeman University's published cost of attendance is $38,315. Net price by income band shows how financial aid reshapes that headline figure: low-income families pay approximately $20,988, middle-income families pay around $19,639, and higher-income families pay approximately $23,618.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $38,315 |
| Tuition and Fees | $25,620 |
| Room and Board | $8,740 |
| Books and Supplies | $1,300 |
| Average Financial Aid (Grants and Scholarships) | -$16,741 |
| Average Net Price (What Families Pay) | $21,574 |
| Family Income | Net Price |
|---|---|
| $0–30k | $20,988 |
| $30–48k | $21,788 |
| $48–75k | $19,639 |
| $75–110k | $21,308 |
| $110k+ | $23,618 |
Freed-Hardeman University's published cost of attendance is $38,315. Net price by income band shows how financial aid reshapes that headline figure: low-income families pay approximately $20,988, middle-income families pay around $19,639, and higher-income families pay approximately $23,618. Azimuth ranks Freed-Hardeman University #645 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Freed-Hardeman University uses need-based financial aid to close the gap between sticker price and what families actually pay. The institution participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs. Median federal student loan debt at graduation is $21,500, and families using Parent PLUS borrow a median of $19,230; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $50,701, median federal debt of $21,500 projects to a monthly payment of about $243 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of Freed-Hardeman University earn median 4-year earnings of $50,701, placing Freed-Hardeman University in the 10.8 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Freed-Hardeman University sits in the 9.0 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Freed-Hardeman University #1306 for return on investment among nonprofit four-year institutions. The earnings pattern centers on business and professional fields. Nursing is the largest program with 37 graduates earning median 4-year earnings of $67,718, at 0.8x the national benchmark for the field. The Teacher Education program graduates 35 students with median 4-year earnings of $43,057, and the The Bible/Biblical Studies program graduates 22 students with median 4-year earnings of $50,335. Kinesiology and Biology, General round out the institution's core program portfolio, reflecting Business as the dominant concentration among Freed-Hardeman's degree output.
