Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at Gardner-Webb University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$35K
+
Room
$11K
+
Books
$1,000
=
Sticker Price
$47,091
$35K+$11K+$1,000=$47,091
Your Family Income
Sticker
$47,091
−
Your Aid
$33,322
=
Net Price
$13,769
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Gardner-Webb University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$47,091
Tuition and Fees
$34,760
Room and Board
$11,410
Books and Supplies
$1,000
Average Financial Aid (Grants and Scholarships)
-$29,417
Average Net Price (What Families Pay)
$17,674
Gardner-Webb University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$15,304
$30–48k
$14,594
$48–75k
$13,769
$75–110k
$15,946
$110k+
$22,438
Understanding Your Aid Package
Gardner-Webb University has a sticker price of $47,091 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $47,091/year
Average aid: $29,417 in grants & scholarships
$48–75K families pay: ~$13,769/year
Low-income families: Pay ~$15,304/year
37% of students receive Pell Grants
Financial Aid Profile
💰
37%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
36%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$24,222
Range (25th–75th)$6,818 – $26,697
Median Parent PLUS Loans$19,524
Debt Manageability
0.40x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$48,039
Earnings Growth
+9%
6 → 10 years post-graduation
Value Added
+$1,174
64th percentile among peers
Earnings Range (10yr post-graduation)
$33,281
25th %ile
$70,715
75th %ile
Frequently Asked Questions about Gardner-Webb University Cost & Financial Aid
Gardner-Webb University's published tuition is $47,091 per year. However, after financial aid, the average student pays $13,769—a difference of $33,322.
Families earning under $30,000 pay an average net price of $15,304 at Gardner-Webb University. 37% of students receive Pell Grants.
Gardner-Webb University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Gardner-Webb graduates is $24,222, resulting in estimated monthly payments of $257 over 10 years.
Even families earning over $110,000 pay an average net price of $22,438 at Gardner-Webb—still $24,653 less than the sticker price. Most families qualify for some form of aid.
