Cost & financial aid brief
Georgia Gwinnett College Tuition, Costs & Financial Aid
How much does Georgia Gwinnett College cost after financial aid?
Aid covers about 30% of the published cost for the average aid recipient. The pattern across income bands shows lower average net prices at lower incomes, with the lowest band averaging $14,356 and the highest averaging $20,986.
The $6,630 spread describes a structure where aid narrows the gap but does not eliminate it. The average net price sits above the peer median, and the affordability pillar is at the 80th percentile nationally.
A family weighing the cost should look at the band closest to its own income rather than the sticker price.
The published cost of attendance at Georgia Gwinnett College is $22,547. Azimuth ranks the university #282 for affordability among nonprofit four-year institutions.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $14,356, for those earning $48,001 to $75,000 it is $16,572, and for those earning over $110,000 it is $20,986. The spread between the lowest and highest bands is $6,630.
In-state tuition and fees are $4,532, and out-of-state students pay $13,844. The average aid recipient saves $6,703 off the sticker price.
The average net price across all aid recipients is $15,844, which is $210 above the $15,634 median for comparable institutions (same type and size). Borrowers who finish carry a median of $20,076 in federal student loans.
That figure is level with the peer median of $20,076 for comparable institutions. 66.2% of federal aid recipients take federal loans.
Parents who borrow hold a separate median of $11,267 in Parent PLUS loans. If repaid over ten years, the median federal student debt corresponds to an estimated payment of $228 a month.
Student loans: what does repayment look like?
The median federal student debt among borrowers who complete a degree at Georgia Gwinnett College is $20,076. This figure covers federal student loans only and excludes Parent PLUS and private borrowing.
Most federal aid recipients at the college borrow, with 66.2% taking a federal loan. That median is level with the peer median of $20,076 for comparable institutions (same type and size).
If repaid over ten years, that debt corresponds to an estimated payment of $228 a month. Parents who borrow through the separate Parent PLUS program hold a median of $11,267.
Four years after completing a degree, federally aided graduates of Georgia Gwinnett College who are working and not enrolled earn a median of $56,872, at the 39th percentile. That is $8,738 below the $65,610 median for comparable institutions (same type and size).
Graduates earn about $4,462 more than expects for similar students, a result at the 70th percentile. The raw pay sits below the peer median, while the model shows graduates out-earning what is expected for students like them.
Earnings scenarios, estimated from the program mix, range from $44,644 on the downside to $80,880 on the upside, with a typical scenario of $56,872. Borrowers who finish carry a median of $20,076 in federal student loans, level with the peer median.
That debt corresponds to an estimated payment of $228 a month if repaid over ten years.
For the separate population of parent borrowers, median Parent PLUS borrowing is $11,267. For student borrowers, the median federal debt corresponds to an estimated payment of $228 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $11,267
- Estimated parent payment
- $143/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | Caution |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $20,076
- Institution Parent PLUS debt
- $11,267
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $228/mo
- Estimated Parent PLUS payment · monthly
- $143/mo
- Modeled student + parent payments
- $371/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $56,872, with a $22,590 annual allowance for basic expenses:
8.0% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.