Cost & financial aid brief
Georgia Southern University Tuition, Costs & Financial Aid
How much does Georgia Southern University cost after financial aid?
Georgia Southern University's aid pattern leaves lower-income aid recipients with lower average prices than higher-income aid recipients. Aid covers about 38% of the published cost for the average aid recipient, with a sticker-to-net gap of $9,163 and an overall average net price of $15,267.
The band averages begin at $12,162 for the lowest-income families, move through $12,564, $14,965, and $18,408, and reach $19,789 for the highest-income families. The $7,627 spread is a difference between band averages, not an individual bill.
Lower band prices alongside a higher price at the top of the range show aid concentrated toward families with lower incomes.
Family income makes a visible difference in what aid recipients pay at Georgia Southern University. Its published cost of attendance is $24,430.
For the lowest family-income band, the average net price, what aid recipients pay after grants and scholarships, is $12,162. The next family-income band averages $12,564, and the middle family-income band averages $14,965.
The upper-middle family-income band has an of $18,408. For the highest family-income band, the average is $19,789.
The spread between the lowest and highest bands is $7,627. Azimuth ranks the university #397 for affordability among nonprofit four-year institutions.
Aid covers about 38% of the published cost for the average aid recipient, offsetting $9,163 from the sticker price. Across all aid recipients, the average net price is $15,267.
That figure is $367 below the peer median net price of $15,634 at comparable institutions (same type and size). Published in-state tuition is $6,022, while out-of-state tuition is $17,734.
Aid offsets a substantial share of published costs, though average prices vary across family-income bands. Among borrowers who completed, median federal student loan debt is $23,250, and 89.0% of federal aid recipients borrow federal loans.
The peer median debt is $20,076 at comparable institutions (same type and size), placing Georgia Southern's median $3,174 above it. That debt corresponds to an estimated payment of $264 a month if repaid over ten years.
Median Parent PLUS borrowing is $16,000.
Student loans: what does repayment look like?
Federal borrowing is common at Georgia Southern University, where 89.0% of federal aid recipients borrow federal loans. For borrowers who complete, median federal student loan debt is $23,250.
That median is $3,174 above the $20,076 peer median at comparable institutions (same type and size). For the separate population of Parent PLUS borrowers, median borrowing is $16,000.
Mobility is Georgia Southern University's strongest Azimuth , while its financial return picture sits close to expectation. Four years after completion, graduates have median earnings of $62,342.
Azimuth places those earnings in the 58th percentile among nonprofit four-year institutions. Graduates earn about $842 less than the model expects for similar students, effectively at the expected level.
Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, sits in the 52nd percentile among nonprofit four-year institutions. Earnings scenarios from the program mix range from $46,404 in the downside scenario to $85,057 in the upside scenario, with $62,342 as the typical scenario.
Median federal debt at completion is $23,250, which is $3,174 above the $20,076 peer median at comparable institutions (same type and size). That debt corresponds to an estimated payment of $264 a month if repaid over ten years.
The return picture is mixed: earnings are near the model's expectation and borrower debt sits above the peer median.
For the separate population of Parent PLUS parent borrowers, Georgia Southern University has median borrowing of $16,000. For student borrowers who completed, that debt corresponds to an estimated payment of $264 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $16,000
- Estimated parent payment
- $203/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $23,250
- Institution Parent PLUS debt
- $16,000
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $264/mo
- Estimated Parent PLUS payment · monthly
- $203/mo
- Modeled student + parent payments
- $467/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $62,342, with a $22,590 annual allowance for basic expenses:
8.0% of income above the allowance · Good
- Excellent Under 8%
- Good 8–under 12% · selected scenario
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.