Georgia Southwestern State University's published cost of attendance is $20,484. Net price by income band reflects the institution's public-tuition structure and need-based aid reach: low-income families pay approximately $10,477, middle-income families pay around $13,508, and higher-income families pay approximately $15,415.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $20,484 |
| Tuition and Fees | $16,572 |
| Room and Board | $10,850 |
| Books and Supplies | $1,250 |
| Average Financial Aid (Grants and Scholarships) | -$8,465 |
| Average Net Price (What Families Pay) | $12,019 |
| Family Income | Net Price |
|---|---|
| $0–30k | $10,477 |
| $30–48k | $10,935 |
| $48–75k | $13,508 |
| $75–110k | $16,373 |
| $110k+ | $15,415 |
Georgia Southwestern State University's published cost of attendance is $20,484. Net price by income band reflects the institution's public-tuition structure and need-based aid reach: low-income families pay approximately $10,477, middle-income families pay around $13,508, and higher-income families pay approximately $15,415. Azimuth ranks Georgia Southwestern State University #139 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Georgia Southwestern State University participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs. Families apply for need-based aid using the FAFSA, and the institution works to close the gap between sticker price and what families actually pay through a combination of grant aid and loan options. The affordability rank reflects both the headline net price and the debt load graduates carry, accounting for how financial aid reshapes the initial cost of attendance across income levels. Median federal student loan debt at graduation is $18,851, and families using Parent PLUS borrow a median of $9,000; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $62,132, median federal debt of $18,851 projects to a monthly payment of about $213 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates earn median 4-year earnings of $62,132, placing Georgia Southwestern State University in the 52.1 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $2,399 more than similar students at comparable institutions, placing Georgia Southwestern State University in the 68.0 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Georgia Southwestern State University #764 for return on investment among nonprofit four-year institutions. Those figures represent lifetime returns relative to GA's no-degree-equivalent earnings baseline of $30,928 — the state median earnings of working adults in the young-adult prime earning window with only a high school credential. The earnings pattern at Georgia Southwestern State University is anchored in Business and related applied fields. Nursing stands out as the program combining the broadest enrollment with the strongest aggregate earnings contribution, making it a key driver of the institution's overall return profile. Among the programs Azimuth tracks, Teacher Education program graduates 60 students with median earnings of $48,001 four years after enrollment, and Azimuth ranks the program #120 for median earnings four years after enrollment among nonprofit four-year institutions . Nursing and Business Administration round out the core of the degree portfolio, with graduates earning $80,811 and $65,514 respectively four years after enrollment — fields that align with regional employer demand in southwest GA and beyond. Business accounts for 31% of degrees, with Education at 17% and Arts at 4%, a mix that reflects the institution's applied, career-oriented program identity.
