Georgia Southwestern State University Cost & Financial Aid
Affordability Summary
Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at Georgia Southwestern State University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$17K
+
Room
$11K
+
Books
$1,250
=
Sticker Price
$20,484
$17K+$11K+$1,250=$20,484
Your Family Income
Sticker
$20,484
−
Your Aid
$6,976
=
Net Price
$13,508
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Georgia Southwestern State University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$20,484
Tuition and Fees
$16,572
Room and Board
$10,850
Books and Supplies
$1,250
Average Financial Aid (Grants and Scholarships)
-$8,465
Average Net Price (What Families Pay)
$12,019
Georgia Southwestern State University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$10,477
$30–48k
$10,935
$48–75k
$13,508
$75–110k
$16,373
$110k+
$15,415
Understanding Your Aid Package
Georgia Southwestern State University has a sticker price of $20,484 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $20,484/year
Average aid: $8,465 in grants & scholarships
~$13,508/year
Student Debt & Repayment
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$18,851
Range (25th–75th)$5,500 – $23,500
Median Parent PLUS Loans$9,000
Debt Manageability
0.30x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$48,757
Earnings Growth
+16%
6 → 10 years post-graduation
Value Added
+$2,399
68th percentile among peers
Earnings Range (10yr post-graduation)
$32,438
25th %ile
$69,561
75th %ile
Frequently Asked Questions about Georgia Southwestern State University Cost & Financial Aid
Georgia Southwestern State University's published tuition is $20,484 per year. However, after financial aid, the average student pays $13,508—a difference of $6,976.
Families earning under $30,000 pay an average net price of $10,477 at Georgia Southwestern State University. 43% of students receive Pell Grants.
Georgia Southwestern State University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Georgia graduates is $18,851, resulting in estimated monthly payments of $200 over 10 years.
Even families earning over $110,000 pay an average net price of $15,415 at Georgia—still $5,069 less than the sticker price. Most families qualify for some form of aid.
