Cost & financial aid brief
Indiana University-East Tuition, Costs & Financial Aid
How much does Indiana University-East cost after financial aid?
The published price is reduced substantially for the average aid recipient at Indiana University-East, though the size of that reduction differs across family-income bands. Against a published cost of attendance of $16,954, the average net price is $8,134, leaving an average sticker-to-net gap of $8,820.
Aid covers about 52% of the published cost for the average aid recipient. The band pattern places lower average net prices at lower family incomes and higher average net prices at higher incomes.
That describes averages across aid recipients, not a quoted price for a particular household. The discount from sticker price and the income-band pattern both show aid concentrated more heavily at lower income levels.
Affordability is a relative strength at Indiana University-East, where the published cost of attendance is $16,954 and the price after aid changes sharply by family income. Average net price, what aid recipients pay after grants and scholarships, is $5,154 for the lowest family-income band; $5,454 for the lower-middle band; $7,100 for the middle band; $13,260 for the upper-middle band; and $16,067 for the highest band.
The spread between the lowest and highest bands is $10,913. Azimuth ranks Indiana University-East #73 for affordability among nonprofit four-year institutions.
For the average aid recipient, aid covers about 52% of the published cost, offsetting the sticker price by an average of $8,820. Across aid recipients, the average net price is $8,134, which is $5,934 below the peer median of $14,068 at comparable institutions (same type and size).
Published in-state tuition is $8,424, and out-of-state tuition is $22,811. The lower average price and substantial aid offset point in the same direction.
Among borrowers who completed, median federal student loan debt is $18,000, and 76.4% of federal aid recipients borrow federal loans. That median is $3,229 below the $21,229 peer median for comparable institutions (same type and size).
That debt corresponds to an estimated payment of $205 a month if repaid over ten years. Median Parent PLUS borrowing is $13,042.
Student loans: what does repayment look like?
Debt is relatively restrained beside comparable schools, although federal borrowing reaches many undergraduates. Among completers who borrowed federal loans, median federal student loan debt at completion is $18,000.
Federal loans are used by 76.4% of federal aid recipients. For comparable institutions (same type and size), the peer median federal debt is $21,229; Indiana University-East is $3,229 below that figure.
In the separate parent-borrower population, median Parent PLUS borrowing is $13,042. The lower debt figure and peer comparison point in the same direction.
Lower borrowing provides the clearest financial positive at Indiana University-East, but the earnings picture is less favorable. Graduates working and not enrolled have median earnings of $58,030 four years after completion, in the 44th percentile among nonprofit four-year institutions.
Graduates earn about $5,609 less than expects for similar students. Azimuth places earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, in the 34th percentile among nonprofit four-year institutions.
The downside scenario is $47,445, the upside scenario is $76,039, and the typical scenario matches the median earnings figure. Median federal student debt is $18,000, $3,229 below the $21,229 peer median, the middle value for comparable institutions (same type and size).
That debt corresponds to an estimated payment of $205 a month if repaid over ten years. Lower debt and below-expected earnings point in different directions.
Separate from student borrowing, parent borrowers have median Parent PLUS borrowing of $13,042 at Indiana University-East. The median federal student debt corresponds to an estimated payment of $205 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $13,042
- Estimated parent payment
- $166/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | Caution |
| $100,000 | Safe |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $18,000
- Institution Parent PLUS debt
- $13,042
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $205/mo
- Estimated Parent PLUS payment · monthly
- $166/mo
- Modeled student + parent payments
- $371/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $58,030, with a $22,590 annual allowance for basic expenses:
6.9% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.