Massachusetts Maritime Academy's published cost of attendance is $31,367, but need-based aid meaningfully reduces what most families pay. Low-income families see a net price of approximately $8,757, while middle-income families pay around $10,547, and higher-income families pay approximately $27,367.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $31,367 |
| Tuition and Fees | $23,722 |
| Room and Board | $14,990 |
| Books and Supplies | $1,500 |
| Average Financial Aid (Grants and Scholarships) | -$9,785 |
| Average Net Price (What Families Pay) | $21,582 |
| Family Income | Net Price |
|---|---|
| $0–30k | $8,757 |
| $30–48k | $9,051 |
| $48–75k | $10,547 |
| $75–110k | $15,557 |
| $110k+ | $27,367 |
Massachusetts Maritime Academy's published cost of attendance is $31,367, but need-based aid meaningfully reduces what most families pay. Low-income families see a net price of approximately $8,757, while middle-income families pay around $10,547, and higher-income families pay approximately $27,367. Azimuth ranks Massachusetts Maritime Academy #936 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. As a public maritime institution, Massachusetts Maritime Academy benefits from in-state tuition structures and a focused program portfolio that keeps costs relatively predictable. The institution participates in federal, state, and institutional aid programs, and students may also access specialized maritime scholarships and service-obligation stipends tied to the academy's licensing and officer-track programs. Families seeking to understand the full gap between sticker price and actual cost should review the net price illusion before drawing conclusions from the published cost of attendance alone. Median federal student loan debt at graduation is $25,000, and families using Parent PLUS borrow a median of $38,678; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $103,680, median federal debt of $25,000 projects to a monthly payment of about $282 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Massachusetts Maritime Academy earn median earnings of $103,680 four years after enrollment, placing Massachusetts Maritime Academy in the 99.2 percentile for median earnings four years after enrollment among nonprofit four-year institutions. That figure runs well above the $52,536 median at comparable institutions (same control and size band). Graduates earn about $27,777 more than similar students at comparable institutions, placing the institution in the 98.4 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Massachusetts Maritime Academy #41 for return on investment among nonprofit four-year institutions. The earnings pattern reflects a focused, Engineering-concentrated curriculum. Engineering accounts for 40% of degrees, with Business adding another 15%, giving the academy a distinctly technical degree profile. Naval Architecture and Marine Engineering combines the largest cohort scale with strong pay, anchoring the institution's aggregate return. Azimuth ranks Homeland Security, Law Enforcement, Firefighting and Related Protective Services, Other #1 for median earnings four years after enrollment among nonprofit four-year institutions , with 62 graduates earning median earnings of $85,256 — 1.3x the national benchmark for the field. Naval Architecture and Marine Engineering (59 graduates) earns median earnings of $125,016, and Azimuth ranks it #2 for median earnings four years after enrollment among nonprofit four-year institutions. Marine Transportation and International Business round out the lineup, with Azimuth ranking them #3 and #5 respectively for median earnings four years after enrollment among nonprofit four-year institutions, and four-year median earnings of $119,916 and $89,094.
