MCPHS University's published cost of attendance reaches $58,975 per year—that's $38,850 in tuition, $23,988 for room and board, and $948 for books and supplies. However, the average student pays $35,084 after financial aid, representing savings of $23,891 through institutional and federal aid programs.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $65,022 |
| Tuition and Fees | $40,530 |
| Room and Board | $24,704 |
| Books and Supplies | $986 |
| Average Financial Aid (Grants and Scholarships) | -$25,477 |
| Average Net Price (What Families Pay) | $39,545 |
| Family Income | Net Price |
|---|---|
| $0–30k | $35,206 |
| $30–48k | $36,228 |
| $48–75k | $38,376 |
| $75–110k | $42,536 |
| $110k+ | $43,470 |
MCPHS University's published cost of attendance reaches $58,975 per year—that's $38,850 in tuition, $23,988 for room and board, and $948 for books and supplies. However, the average student pays $35,084 after financial aid, representing savings of $23,891 through institutional and federal aid programs. Net price exceeds the peer median of $27,143 by $7,941, reflecting higher costs typical of specialized private institutions focused on health professions education.
The university's financial aid reduces costs significantly from the published sticker price, though families should expect higher expenses than at public institutions or less specialized private colleges. Net costs range from $31,100 for the lowest-income families to $38,839 for the highest-income families, showing a progressive aid structure that provides the most support to students with the greatest financial need. This cost structure reflects the university's specialized mission and the extensive laboratory and clinical facilities required for health professions preparation.
MCPHS University's aid profile reflects its mission to provide access to health professions education while managing the higher costs of specialized programming. The $23,891 difference between sticker and net prices shows substantial institutional investment in making education affordable.
With 28.2% Pell-eligible students, the university serves a meaningful share of lower-income students, though below levels typical at public institutions. The progressive net pricing structure, ranging from $31,100 to $38,839 across income levels, demonstrates targeted aid toward families with the greatest financial need.
Financial aid concentration toward lower-income students enables the university to maintain its specialized health professions focus while providing meaningful access to students from diverse economic backgrounds. The aid strategy reflects understanding that health professions careers require significant upfront educational investment but generate strong long-term returns, making higher costs manageable for graduates entering well-compensated healthcare fields.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
MCPHS University students graduate with median debt of $25,000, around the peer median of $24,181, indicating typical borrowing levels for similar institutions. Debt ranges from $12,500 at the 25th percentile to $27,500 at the 75th percentile, showing moderate variation in borrowing patterns.
The debt-to-earnings ratio of 0.20 indicates manageable debt levels relative to post-graduation income, with annual debt payments representing a reasonable portion of expected earnings. Parent PLUS loans show median debt of $41,742 with monthly payments of $550, requiring family evaluation of borrowing capacity beyond federal student loan limits.
The debt profile reflects the university's higher costs offset by strong post-graduation earnings, creating favorable conditions for loan repayment. Students graduate with debt levels that are manageable given the exceptional earnings outcomes in health professions careers, though families should carefully evaluate total borrowing including Parent PLUS loans when making enrollment decisions.
How cost compares to graduate earnings and value added.
MCPHS University represents a strong educational investment despite higher upfront costs, justified by exceptional post-graduation outcomes. Graduates earn $71,219 beyond expectations compared to similar students, ranking at the 99.9th percentile nationally for earnings uplift.
Median earnings of $125,557 significantly exceed the peer median of $63,066 by $62,491 annually, creating substantial lifetime value despite higher educational costs. The debt-to-earnings ratio of 0.20 indicates manageable borrowing levels relative to expected income, supporting sustainable loan repayment.
Top 5% performance in median earnings, low-income earnings, and earnings beyond expectations demonstrates consistent value creation across student populations. The investment calculation strongly favors MCPHS University for students committed to health professions careers, where higher educational costs are offset by significantly higher lifetime earnings potential.
