Research brief & institution hub

Merrimack College

MAMedium private nonprofit institution · Overall rank #1320 nationally

Data snapshot Updated

Azimuth ranks Merrimack College #1,320 among nonprofit four-year institutions.

Who it’s a good fit for

Merrimack College is a private nonprofit university in North Andover, Massachusetts, where Business and Family & Consumer Sciences lead the degree mix. Most graduates are estimated to go into work rather than on to further study, so the four-year earnings picture is the one that matters.

Graduates earn less than predicts for students like them. The part the model attributes to the factors it measures adds, and the part it attributes to a remainder it cannot explain subtracts.

Affordability is below the levels seen at many peers, and the price case turns on income. The lowest band pays well below the published cost, while the highest pays closer to it.

Pell students complete within a few points of the overall rate, and mobility is modestly below average. The admission rate is close to the median for comparable institutions.

A student drawn to the largest programs should know that the best-paid ones — Computer Science and the engineering fields — are much smaller.

Merrimack College at a glance

Admissions and outcomes

Admission rate[1]
70.0%
Six-year completion[2]
70.1%
Four-year earnings[3]
$65,506

Cost and family borrowing

Average annual net price · $48–75K family income[6]
$31,962
Median student debt[4]
$27,000
Median Parent PLUS debt[7]
$50,540

Merrimack College rankings: how Azimuth assesses value[5]

Merrimack College is a private nonprofit university in North Andover, Massachusetts, enrolling 3,916 undergraduates. The composite sits near the bottom of the Azimuth ranking, in the 10th percentile among nonprofit four-year institutions.

The are spread out: return is the strongest, affordability the weakest, and access and mobility fall between them. Merrimack College admits 70.0% of applicants, against a peer median of 71.2% for comparable institutions of the same type and size.

Of students who start full time, 79.3% return for a second year, against a peer median of 83.4%. The six-year graduation rate is 70.0%, compared to a peer median of 68.8%.

An estimated 10.0% of entrants arrive as transfers or part-time students, so the six-year rate describes the first-time, full-time cohort and not the whole student body. Return leads the four pillars at the 49th percentile, while affordability sits at the 4th percentile.

Access and mobility land at the 26th and 44th percentiles respectively. The spread between the strongest and weakest pillar is wide, with return near the middle of the field and affordability near the bottom.

Return offers the most favorable part of Merrimack College’s profile, but affordability is the central cost concern. Azimuth places return in the 49th percentile and mobility in the 44th percentile among nonprofit four-year institutions.

Access falls in the 26th percentile, while affordability sits in the 4th percentile. The return result is comparatively stronger, but the affordability result calls for close attention to the price estimate.

15.6% of undergraduates at Merrimack College receive Pell Grants. Pell recipients in the first-time full-time cohort complete at 66.5%, which is 3.5 percentage points below the overall six-year graduation rate.

Azimuth ranks the university #1,090 for access among nonprofit four-year institutions. Azimuth ranks Merrimack College #825 for mobility. Graduates earn about $11,522 less than the model expects for similar students.

How value-added outcomes are assessed · How to interpret program rankings

Merrimack College rankings in context
GeographyRank
National#1,320
Massachusetts#52
Northeast#317

Azimuth overall value rankings within each geographic comparison group.

National pillar percentiles

Economic mobility
National percentile: 44
Access & reach
National percentile: 26
Affordability
National percentile: 4
Return on investment
National percentile: 49

01 / Merrimack College briefing

Merrimack College cost & financial aid[6][7]

At Merrimack College, the published annual cost is $70,038 (an average across living arrangements), leaving aid recipients with an average net price that remains well above the comparable-school benchmark. Tuition and fees are $53,962, and room and board are $21,525.

For aid recipients, , what aid recipients pay after grants and scholarships, is $37,927, with average financial-aid savings of $32,111 against the sticker price. At comparable institutions (same type and size), the peer median net price is $27,371, so Merrimack’s figure is $10,556 above that benchmark.

Azimuth ranks Merrimack College #1,359 for affordability among nonprofit four-year institutions. The aid discount is substantial, but the remaining average price and peer comparison point to a costly affordability picture.

The published cost of attendance at Merrimack College is $70,038 (an average across living arrangements). Azimuth ranks the university #1,359 for affordability among nonprofit four-year institutions.

After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $31,710, for those earning $48,001 to $75,000 it is $31,962, and for those earning over $110,000 it is $41,050. The spread between the lowest and highest bands is $9,340.

Aid covers about 46% of the published cost for the average aid recipient, bringing the average net price across all aid recipients to $37,927. That is $10,556 above the $27,371 median for comparable institutions (same type and size).

Borrowers who complete a degree carry a median of $27,000 in federal student loans, $2,801 above the peer median of $24,199. Nearly all undergraduates, 97.3%, take on federal loans.

Parents who borrow through the separate Parent PLUS program hold a median of $50,540. The median student debt corresponds to an estimated payment of $307 a month if repaid over ten years.

Your family income

Choose a household income range to see estimated net price.

Reported average annual net price · $48–75K$31,962

After grants and scholarships. Your aid offer may differ.

Averages within each income band; individual aid packages vary.

Borrowing and repayment at Merrimack College

At Merrimack College, federal borrowing is widespread: 97.3% of federal aid recipients take federal loans. Among borrowers who complete, median federal student loan debt is $27,000.

The peer median, the middle value for comparable institutions (same type and size), is $24,199, and Merrimack's median is $2,801 above it. Parent PLUS borrowers are a separate parent-borrower population, with median borrowing of $50,540.

The borrower share and above-peer median debt show that federal loans are common here.

For applicants weighing Merrimack College's price against likely pay, the return picture is mixed: earnings place well in the broader distribution, but the model comparison is less favorable. Among federally aided completers who are working and not enrolled, median earnings are $65,506 four years after completion.

That figure is in the 67th percentile among nonprofit four-year institutions. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, are less favorable.

Graduates earn about $11,522 less than the model expects for similar students. Azimuth places that measure in the 16th percentile among nonprofit four-year institutions.

The downside, typical, and upside earnings scenarios are $53,816, $65,506, and $81,592. Median federal student loan debt at completion is $27,000, $2,801 above the peer median of $24,199 at comparable institutions (same type and size).

That debt corresponds to an estimated payment of $307 a month if repaid over ten years. Higher-positioned observed earnings sit alongside below-expected modeled earnings and debt above peers.

For the separate population of Parent PLUS parent borrowers, median borrowing is $50,540. For student borrowers with median federal debt, that debt corresponds to an estimated payment of $307 a month if repaid over ten years.

How Financial GPS measures payment burden · The four risk-and-reward zones

Financial GPS

What does repayment look like?

Institution median student debt
$27,000
Institution Parent PLUS debt
$50,540

Federal loans only; private or institutional loans aren’t included.

Estimated student payment · monthly
$307/mo
Estimated Parent PLUS payment · monthly
$642/mo

Payments use school-wide median balances, not a specific major’s.

Payment assumptions

Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.

Explore your own numbers in Financial GPS
Read the full cost & aid brief

02 / Merrimack College briefing

Merrimack College career outcomes & earnings[3][8][9]

Merrimack College presents a split return picture: its earnings measure and model comparison point in different directions. Azimuth places the return pillar in the 49th percentile among nonprofit four-year institutions.

Graduates earn about $11,522 less than the model expects for similar students. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, is in the 16th percentile among nonprofit four-year institutions.

The part the model attributes to the factors it measures (field of study, enrollment and the local labor market) adds $1,413. The part it attributes to a remainder it does not explain subtracts $12,935.

Median earnings four years after completion are $65,506, in the 67th percentile. The peer median, the middle value for comparable institutions (same type and size), is $68,250; Merrimack College is $2,744 below.

The return picture is mixed: earnings sit near the peer median but below the model’s expectation.

The median earnings for Merrimack College graduates four years after completion stand at $65,506. That figure comes from a cohort of 1,091 federally aided completers who are working and not enrolled.

It sits at the 67th percentile among nonprofit four-year institutions. That median is below the $68,250 figure for comparable institutions (same type and size), by $2,744.

Graduates earn about $11,522 less than the model expects for similar students. The gap falls at the 16th percentile among nonprofit four-year institutions.

Earnings scenarios estimated from the program mix range from $53,816 on the downside to $81,592 on the upside, with a typical scenario of $65,506. An estimated 24.5% of graduates continue to graduate study, based on the program mix.

Merrimack College posts median earnings of $65,506 four years after completion, placing that measure in the 67th percentile. The peer median, the middle value for comparable institutions (same type and size), is $68,250, with Merrimack’s figure $2,744 below it.

Graduates earn about $11,522 less than the model expects for similar students. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, falls in the 16th percentile.

Azimuth ranks Merrimack College #746 for return among nonprofit four-year institutions. Earnings scenarios grounded in the program mix run from $53,816 in the downside scenario to $81,592 in the upside scenario.

The part the model attributes to the factors it measures (field of study, enrollment and the local labor market) adds $1,413. The part it attributes to a remainder it does not explain subtracts $12,935.

Within the measured factors, the STEM component adds $759. The peer comparison is close, but the model-based measure points lower.

Computer Science leads the listed fields, with 19 degrees awarded and median earnings of $114,115 four years after completion; that is 1.07x the national median for its field. Biology had 43 degrees awarded and median earnings of $79,581, or 1.39x its field’s national median.

Civil Engineering awarded 23 degrees and recorded $90,714 in median earnings, while Human Development and Family Studies, the largest listed field, awarded 114 degrees and had median earnings of $53,734.

Programs span a wide range of earnings, so the schoolwide figure does not describe every field. Earnings scenarios run from $53,816 on the downside to $81,592 on the upside; these are scenarios based on program mix, not observed groups of graduates.

Among the higher-earning fields, median earnings four years after completion are $114,115 in Computer Science, $90,714 in Civil Engineering, and $85,545 in Mechanical Engineering. Those field-level results help explain the breadth of the modeled range.

Graduates of Merrimack College earn about $11,522 less than the model expects for similar students. Against that earnings result, borrowers who complete a degree at Merrimack College leave with a median of $27,000 in federal student loans.

That amount is above the $24,199 median for comparable institutions (same type and size) by $2,801. If repaid over ten years, that median debt corresponds to an estimated payment of $307 each month.

Parents who borrow through the federal Parent PLUS program hold a separate median debt of $50,540. The overall value picture is mixed: earnings fall short of what the model expects for similar students, while federal debt sits above the peer benchmark.

What explains value-added earnings?
Program & institutional factors The part attributed to observed institutional characteristics.
+$1,413
Unexplained remainder What remains after the model’s observed factors.
-$12,935
Total modeled value added The modeled difference from expected earnings.
-$11,522

These are statistical model components, not proven causal effects; the remainder is not a direct measure of teaching quality.

Read the full outcomes brief

03 / Merrimack College briefing

Merrimack College acceptance rate & admissions[1][10][11]

For the reported entering class, Merrimack College admitted 70.0% of applicants, placing its rate below the median of 71.2% for comparable institutions (same type and size). That rate is the share of applicants offered admission within that year's pool, rather than a measure of any individual applicant's prospects.

The figure describes a past applicant pool and does not forecast an individual decision.

Admissions
Admission rate
70.0%
Read the full admissions brief

04 / Merrimack College briefing

What are the largest majors at Merrimack College?[12]

At Merrimack College, the higher-earning end of the program list sits in technical fields, while larger programs span more moderate earnings four years after completion. Computer Science recorded median earnings of $114,115 and 19 degrees awarded.

Civil Engineering followed with $90,714 in median earnings and 23 degrees awarded. Business Administration and Management paired $73,877 in median earnings with 78 degrees awarded, making it a larger program with earnings below the technical fields named above.

Human Development and Family Studies recorded $53,734 and 114 degrees awarded. The contrast between these fields shows that the earnings picture differs substantially by program at the college.

Business accounts for 28.2% of bachelor’s degrees awarded, making it the largest program family at Merrimack College. Among the largest individual fields, the earnings figures below are median earnings four years after completion.

The bachelor's degrees at Merrimack College are concentrated in Business, which accounts for 28.2% of degrees awarded, followed by Family & Consumer Sciences at 11.2% and Health Professions at 9.4%. The largest program with published earnings by degrees awarded is Human Development and Family Studies at 114 degrees awarded, with Business Administration and Management second at 78 and Communication and Media Studies third at 67.

Published four-year earnings data cover 11 programs. The highest-earning program is a much smaller one: Computer Science graduates earn a median of $114,115 four years after completion, from 19 degrees awarded a year.

Civil Engineering follows at $90,714 with 23 degrees awarded, and Mechanical Engineering at $85,545 with 20. Biology is a larger program at 43 degrees awarded.

It reports median earnings of $79,581, a benchmark ratio of 1.39x against the national median for its field. The earnings peak belongs to the technical programs already named, which together award fewer than 114 degrees a year.

The largest programs with published earnings—Human Development and Family Studies, Business Administration and Management, and Communication and Media Studies—sit in a band from $53,734 to $73,877. 14.6% of degrees awarded are in STEM fields, and the earnings data for certain fields suggest that programs which commonly precede graduate study may understate later trajectories.

Four-year earnings · six largest reported fields
Human Development, Family Studies, and Related Services 114 degrees awarded
$53,734
Business Administration, Management and Operations 78 degrees awarded
$73,877
Marketing 77 degrees awarded
Too few graduates to report
Finance and Financial Management Services 74 degrees awarded
Too few graduates to report
Communication and Media Studies 67 degrees awarded
$64,345
Criminal Justice and Corrections 66 degrees awarded
$69,615

Fields selected by reported completions. Counts describe credentials awarded, not unique students or the earnings sample. Bars show median four-year earnings.

Read the full majors brief

05 / Merrimack College briefing

How does Merrimack College serve students from different backgrounds?

Return is the college’s strongest measured pillar, but its mobility picture is mixed. The first-time full-time cohort has a 70.0% six-year graduation rate; Pell recipients complete within six years at 66.5%, below the overall rate by 3.5 percentage points.

Azimuth places Merrimack College’s mobility pillar in the 44th percentile among nonprofit four-year institutions. Earnings beyond expectations, the gap between what graduates earn and what the model expects for similar students, are weaker: Graduates earn about $11,522 less than the model expects for similar students. That measure sits in the 16th percentile nationally.

Merrimack College admitted 70.0% of applicants and has undergraduate enrollment of 3,916. Pell Grants reach 15.6% of undergraduates, and an estimated 10.0% arrive as transfers or part-time students.

In Azimuth’s assessment of nonprofit four-year institutions, the access pillar sits in the 26th percentile. The admission rate, Pell Grant share, and transfer estimate describe several ways undergraduates enter the university.

06 / Merrimack College briefing

What colleges are similar to Merrimack College?[15]

Azimuth groups alternatives by admissions, location, cost and earnings, then orders candidates within each group. Peer earnings use the matched four-year cohort. How matching works.

A shortlist for different decisions

Choose a row to compare the figures with Merrimack College.

Admissions peerStonehill College66.3% admitted
Comparison with Merrimack College
MeasureMerrimack CollegeStonehill College
Peer earnings · 4 years$65,506$73,137+$7,631 vs Merrimack College
Average annual net price$37,927$33,016-$4,911 vs Merrimack College · lower cost
Admission rate70.0%66.3%
Higher-admission alternativeNichols College80.8% admitted
Comparison with Merrimack College
MeasureMerrimack CollegeNichols College
Peer earnings · 4 years$65,506$64,532-$974 vs Merrimack College
Average annual net price$37,927$33,036-$4,891 vs Merrimack College · lower cost
Admission rate70.0%80.8%
Nearby alternativeEndicott CollegeNearby option · MA
Comparison with Merrimack College
MeasureMerrimack CollegeEndicott College
Peer earnings · 4 years$65,506$69,414+$3,908 vs Merrimack College
Average annual net price$37,927$40,654+$2,727 vs Merrimack College · higher cost
Admission rate70.0%71.2%
Higher-earnings alternativeBryant University$90,592 earnings
Comparison with Merrimack College
MeasureMerrimack CollegeBryant University
Peer earnings · 4 years$65,506$90,592+$25,086 vs Merrimack College
Average annual net price$37,927$41,219+$3,292 vs Merrimack College · higher cost
Admission rate70.0%65.5%
Lower-cost alternativeBay Path University$14,271 average net price
Comparison with Merrimack College
MeasureMerrimack CollegeBay Path University
Peer earnings · 4 years$65,506$62,912-$2,594 vs Merrimack College
Average annual net price$37,927$14,271-$23,656 vs Merrimack College · lower cost
Admission rate70.0%85.2%
Explore Bay Path University →
Similar profileRoger Williams UniversityMatched across several measures
Comparison with Merrimack College
MeasureMerrimack CollegeRoger Williams University
Peer earnings · 4 years$65,506$68,129+$2,623 vs Merrimack College
Average annual net price$37,927$37,999+$72 vs Merrimack College · higher cost
Admission rate70.0%87.7%

Each school is the first-ranked match in its category, not a recommendation across every measure. The same college may lead more than one category. Figures use the matching snapshot; earnings reflect the matched four-year cohort. — means unavailable.

Read the full similar schools brief

Data scope & methodology

Structured payloads generated Governed hub narrative Governed spoke corpus

Four-year earnings describe cohorts of completers. Figures for other horizons describe different cohorts and are not joined into a career-growth projection.

Azimuth's overall rank and pillar percentiles come from the school profile. Absolute pillar ranks, city, enrollment and official-site links are shown only when structured data supplies them.

Detailed earnings, cost, admissions and program values come from the endpoint responsible for each measure. Missing values are not replaced with zero. Value-added estimates are model associations, not causal effects.

Figures are refreshed with each data release, at most a quarter apart. The underlying source dates can be earlier than the release.

Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.

Analysis and methodology by Daniel Rogers, founder of College Azimuth.

Read the ranking methodology, data definitions and limitations · About College Azimuth

Read the analysis behind value-added earnings and the change to four-year graduate earnings. These articles are published on collegeazimuth.com.

Data notes & source fields

Scorecard field codes identify the underlying measure; Azimuth-derived values are labeled separately. Snapshot dates are not measurement years. Source populations and reporting periods differ across measures. Field definitions are in the U.S. Department of Education · College Scorecard documentation; notes with a different source link it below.

  1. Admission rate. Reported applicants admitted; not a transfer-specific or individual admission probability.

    Source fields: ADM_RATE

  2. Six-year completion. First-time, full-time students completing at the institution within 150% of normal time, typically six years for a bachelor’s degree.

    Source fields: C150_4

  3. Four-year institutional earnings. Median earnings of graduates in the reported cohort who are working and not enrolled, four years after completion.

    Source fields: MD_EARN_WNE_4YR

  4. Median federal student debt. Federal student-loan debt among completers in the reported borrowing cohort. Excludes Parent PLUS and is not total debt across all students.

    Source fields: GRAD_DEBT_MDN

  5. National, regional and state ranks; pillar percentiles; major ranks. Derived scores within the stated eligible comparison set, not raw Scorecard fields. Major ranks compare institutions within a field; their denominators differ.

    Source fields: Azimuth rankings

    College Azimuth · Ranking methodology

  6. Annual net price by family income. Average annual cost after grants and scholarships for the eligible first-time, full-time aid-recipient cohort. Public-school figures reflect in-state tuition. Includes living costs; these are averages, not medians or individual offers.

    Source fields: NPT4_PUB/PRIV; NPT41_PUB/PRIV through NPT45_PUB/PRIV

  7. Parent PLUS debt, payments and GPS illustration. Stored payments use Financial GPS loan and repayment assumptions. The adjustable spectrum applies the published framework to annual student payments divided by earnings minus an expense allowance; its initial allowance uses the frozen 2024 framework baseline. It is an illustration rather than a school rating. Parent PLUS uses the completer median where available, otherwise the all-borrower median; these describe different borrowing populations.

    Source fields: PLUS_DEBT_ALL_COMP_MD; fallback PLUS_DEBT_ALL_MD; Azimuth Financial GPS calculations

    College Azimuth · Financial GPS methodology

  8. Downside and upside earnings; yellow band. The band spans the modeled lower and higher scenarios. It is not the P25–P75 interval for individual graduates. The median marker is the separately reported institutional median.

    Source fields: Azimuth modeled program-mix scenarios

    College Azimuth · Earnings scenario methodology

  9. Value added and its components. Observed-factor attribution plus the unexplained remainder equals total modeled value added. These are associations, not proven causal effects; the remainder is not a direct measure of teaching quality.

    Source fields: Azimuth statistical model

    College Azimuth · Value-added methodology

  10. SAT score range and reported midpoint. Reported scores of enrolled score-submitters, not admission cutoffs. The midpoint field is not necessarily the middle of the displayed range.

    Source fields: SATVR25 + SATMT25; SATVR75 + SATMT75; SAT_AVG

  11. First-year retention. Retention of the reported full-time cohort at four-year institutions.

    Source fields: RET_FT4

  12. Program earnings, completion counts and major-mix dots. Included bachelor’s programs have at least five reported completions. Counts are aggregated credentials, not unique people or an earnings sample. Major-mix dots group those counts by field of study; excluded programs are not zero activity.

    Source fields: EARN_MDN_4YR; IPEDSCOUNT1; CIPCODE

    College Scorecard · Field-of-study technical documentation

  13. Pell recipients. Share of undergraduates receiving a Pell Grant in the reported academic year.

    Source fields: PCTPELL

  14. Entering students outside the first-time, full-time group. This is not an observed transfer-in rate. It includes part-time entrants and other entering-student attendance patterns.

    Source fields: 1 − PFTFTUG1_EF

  15. Peer earnings and signed differences. Differences are peer minus this school, from the same matching snapshot. A positive earnings difference does not mean the peer is better on every measure.

    Source fields: Azimuth peer model using MD_EARN_WNE_4YR

    College Azimuth · Comparison methodology

How to interpret program rankings