Molloy College's published cost of attendance is $48,251 per year, including $37,840 in tuition, $17,760 for room and board, and $1,000 for books and supplies. The average student pays $26,870 after financial aid, representing savings of $21,381 through institutional and federal assistance.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $50,720 |
| Tuition and Fees | $39,790 |
| Room and Board | $18,800 |
| Books and Supplies | $1,000 |
| Average Financial Aid (Grants and Scholarships) | -$26,373 |
| Average Net Price (What Families Pay) | $24,347 |
| Family Income | Net Price |
|---|---|
| $0–30k | $17,548 |
| $30–48k | $19,241 |
| $48–75k | $22,739 |
| $75–110k | $28,254 |
| $110k+ | $30,144 |
Molloy College's published cost of attendance is $48,251 per year, including $37,840 in tuition, $17,760 for room and board, and $1,000 for books and supplies. The average student pays $26,870 after financial aid, representing savings of $21,381 through institutional and federal assistance. This net price of $26,870 compares closely to the peer median of $27,143, placing Molloy College near typical costs for similar private nonprofit institutions.
The financial aid system reduces published costs by 44%, making the institution more accessible than sticker prices suggest. Net prices vary significantly by family income, ranging from $20,330 for the lowest-income families to $32,545 for the highest earners. The $12,215 difference between lowest and highest income tiers reflects progressive aid distribution, with greater support directed toward families with the most financial need.
Molloy College's financial aid program reduces costs by an average of $21,381 per student, representing substantial support across the student body. The institution enrolls 29.9% Pell-eligible students, indicating aid extends meaningfully to lower-income families while also supporting middle-income students.
Net price progression from $20,330 for lowest-income families to $32,545 for highest earners demonstrates aid concentration where financial need is greatest. The average net price of $26,870 falls close to peer institutions at $27,143, suggesting competitive aid packaging relative to similar schools.
Financial aid appears well-structured to support the 35.3% first-generation student population, many of whom likely qualify for need-based assistance. The substantial difference between sticker price ($48,251) and net price ($26,870) indicates robust institutional aid complementing federal programs.
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
Molloy College graduates carry a median debt of $27,000, with debt levels ranging from $12,000 at the 25th percentile to $31,000 at the 75th percentile. This median debt exceeds the peer median of $24,181 by $2,819, placing debt levels modestly below average at the 4th percentile nationally.
The debt-to-earnings ratio of 0.35 indicates graduates typically owe about 35 cents for every dollar of annual income, which represents manageable debt relative to earning capacity. Parent PLUS borrowers carry median debt of $31,498 with monthly payments of $415.
The higher debt levels compared to peer institutions reflect the private nonprofit model and somewhat elevated educational costs. However, the strong earnings outcomes help offset borrowing levels, as graduates earn $14,723 more annually than peer institution graduates.
How cost compares to graduate earnings and value added.
Molloy College delivers substantial earnings beyond expectations at $20,958, ranking in the 94.7th percentile nationally and justifying somewhat elevated debt levels. Graduates earn $77,789 annually compared to peer median earnings of $63,066—a $14,723 annual premium that accumulates significantly over career spans.
The debt-to-earnings ratio of 0.35 remains reasonable given strong earning capacity, as graduates typically repay educational loans within standard timelines. Median debt of $27,000 exceeds peer levels by $2,819, but the earnings premium more than compensates for additional borrowing costs.
With earnings ranking in the 92nd percentile nationally, Molloy College graduates achieve financial outcomes that support debt service while building long-term wealth. The institution ranks in the 94th percentile for return on investment, indicating educational investment yields strong financial returns despite moderate debt levels.
