Cost & financial aid brief
Molloy University Tuition, Costs & Financial Aid
How much does Molloy University cost after financial aid?
Aid covers about 52% of the published cost for the average aid recipient, a discount of $26,373 against the sticker price. That average masks a pattern across incomes.
The lowest band, families earning under $30,000, averages $17,548. The highest band, over $110,000, averages $30,144, a spread of $12,596 between the two ends.
The middle bands fill in between: $19,241, $22,739, and $28,254. The spread describes lower average net prices at lower incomes, rather than what any individual family receives.
Molloy University publishes a cost of attendance of $50,720, an average across living arrangements. Tuition and fees are $39,790 and room and board are $18,800.
After grants and scholarships, the average net price for aid recipients from families earning under $30,000 is $17,548. For families in the $48,001–$75,000 band it is $22,739, and for those earning over $110,000 it is $30,144.
The spread between the lowest and highest bands is $12,596. Azimuth ranks the university #1,114 for affordability among nonprofit four-year institutions.
Aid covers about 52% of the published cost for the average aid recipient, an offset of $26,373 that brings the average net price across all aid recipients to $24,347. That figure sits below the peer median of $27,371 for comparable institutions (same type and size) by $3,024.
The published tuition and fees are the starting point before aid is applied. Among federal-loan borrowers who completed, the median federal student debt is $27,000.
That median runs above the peer median of $24,199 for comparable institutions by $2,801, and 92.2% of federal aid recipients borrow federal loans. The median Parent PLUS borrowing, a separate parent-borrower figure, is $39,248.
The median federal student debt corresponds to an estimated payment of $307 a month if repaid over ten years.
Student loans: what does repayment look like?
Borrowing is widespread at Molloy University: 92.2% of federal aid recipients take federal loans. The median federal student debt among completers is $27,000.
That median sits above the $24,199 median at comparable institutions (same type and size) by $2,801, a modest gap. For parents who borrow separately through the Parent PLUS program, the median loan is $39,248.
Return is Molloy University's strongest pillar, and the earnings figures show why. Four years after completion, federally aided graduates who are working and not enrolled earn a median of $96,058, at the 96th percentile.
That is $27,808 above the median for comparable institutions (same type and size). Graduates earn about $31,176 more than expects for similar students, an outcome at the 99th percentile.
Earnings scenarios, estimated from the program mix, range from $54,172 in a downside case to $117,011 in an upside case, with $96,058 as the typical scenario. On the borrowing side, the median federal student debt at completion is $27,000, which is $2,801 above the $24,199 median for comparable institutions.
That debt corresponds to an estimated payment of $307 a month if repaid over ten years.
Median Parent PLUS borrowing, a separate parent-borrower population, is $39,248. The estimated monthly student payment if repaid over ten years is $307.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $39,248
- Estimated parent payment
- $499/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | High pressure |
| $150,000 | Caution |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $27,000
- Institution Parent PLUS debt
- $39,248
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $307/mo
- Estimated Parent PLUS payment · monthly
- $499/mo
- Modeled student + parent payments
- $806/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $96,058, with a $22,590 annual allowance for basic expenses:
5.0% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.