Cost varies significantly by family income. Use the breakdown below to estimate your net price.
Cost Calculator
What You'll Pay at Montreat College
Select your family income to see your estimated cost
The Cost Formula
Tuition
$34K
+
Room
$11K
+
Books
$1,200
=
Sticker Price
$45,829
$34K+$11K+$1,200=$45,829
Your Family Income
Sticker
$45,829
−
Your Aid
$19,645
=
Net Price
$26,184
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Montreat College Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$45,829
Tuition and Fees
$33,860
Room and Board
$10,730
Books and Supplies
$1,200
Average Financial Aid (Grants and Scholarships)
-$19,501
Average Net Price (What Families Pay)
$26,328
Montreat College Net Price by Family Income Level
Family Income
Net Price
$0–30k
$21,717
$30–48k
$23,372
$48–75k
$26,184
$75–110k
$28,027
$110k+
$29,514
Understanding Your Aid Package
Montreat College has a sticker price of $45,829 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $45,829/year
Average aid: $19,501 in grants & scholarships
$48–75K families pay: ~$26,184/year
Low-income families: Pay ~$21,717/year
40% of students receive Pell Grants
Financial Aid Profile
💰
40%
Pell Grant Recipients
Lower-income students receiving federal aid
🎓
30%
First-Generation Students
Parents without bachelor's degree
Get personalized cost estimates and assess whether borrowing makes sense.
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$25,813
Range (25th–75th)$5,500 – $27,000
Median Parent PLUS Loans$17,733
Debt Manageability
0.57x
Debt-to-Earnings Ratio
Debt is moderate relative to earnings. Manageable for most graduates, but higher-debt borrowers should plan carefully.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$45,151
vs $50,412 peer avg
Earnings Growth
+14%
6 → 10 years post-graduation
Value Added
+$-2,976
46th percentile among peers
Earnings Range (10yr post-graduation)
$26,234
25th %ile
$68,021
75th %ile
Frequently Asked Questions about Montreat College Cost & Financial Aid
Montreat College's published tuition is $45,829 per year. However, after financial aid, the average student pays $26,184—a difference of $19,645.
Families earning under $30,000 pay an average net price of $21,717 at Montreat College. 40% of students receive Pell Grants.
Montreat College offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Montreat College graduates is $25,813, resulting in estimated monthly payments of $274 over 10 years.
Even families earning over $110,000 pay an average net price of $29,514 at Montreat College—still $16,315 less than the sticker price. Most families qualify for some form of aid.
