Montreat College's published cost of attendance is $47,133. Need-based financial aid reshapes that figure across income levels: low-income families pay approximately $23,261, middle-income families pay around $25,075, and higher-income families pay approximately $30,607.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $47,133 |
| Tuition and Fees | $36,450 |
| Room and Board | $11,890 |
| Average Financial Aid (Grants and Scholarships) | -$20,072 |
| Average Net Price (What Families Pay) | $27,061 |
| Family Income | Net Price |
|---|---|
| $0–30k | $23,261 |
| $30–48k | $24,904 |
| $48–75k | $25,075 |
| $75–110k | $25,700 |
| $110k+ | $30,607 |
Montreat College's published cost of attendance is $47,133. Need-based financial aid reshapes that figure across income levels: low-income families pay approximately $23,261, middle-income families pay around $25,075, and higher-income families pay approximately $30,607. Azimuth ranks Montreat College #1109 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Montreat College participates in federal need-based aid programs, including Pell Grants and Direct Loans, alongside institutional aid. The college's aid structure prioritizes meeting demonstrated financial need for admitted students. Families apply using the FAFSA to determine eligibility for need-based aid packages. Median federal student loan debt at graduation is $25,813, and families using Parent PLUS borrow a median of $23,477; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $47,821, median federal debt of $25,813 projects to a monthly payment of about $292 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use Azimuth's Financial GPS tool.
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Montreat College earn median 4-year earnings of $47,821, placing Montreat College in the 9.2 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Montreat College sits in the 9.3 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Montreat College #1353 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Montreat College's concentration in Business. Business Administration is the largest program with 36 graduates earning median 4-year earnings of $67,034, performing at 1.0x the national benchmark for the field. Psychology, Other follows with 28 graduates earning median 4-year earnings of $39,845, at 0.8x the benchmark. Computer/Information Technology Administration and Management enrolls 21 graduates, while Physiology, Pathology and Related Sciences and Biology, General round out the institution's core program portfolio. This focused program mix supports consistent outcomes across Montreat College's undergraduate cohort.
