Montreat College

Montreat College's published cost of attendance is $47,133. Need-based financial aid reshapes that figure across income levels: low-income families pay approximately $23,261, middle-income families pay around $25,075, and higher-income families pay approximately $30,607.

Azimuth ranks Montreat College #1109 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown.

Montreat College participates in federal need-based aid programs, including Pell Grants and Direct Loans, alongside institutional aid. The college's aid structure prioritizes meeting demonstrated financial need for admitted students.

Families apply using the FAFSA to determine eligibility for need-based aid packages. Median federal student loan debt at graduation is $25,813, and families using Parent PLUS borrow a median of $23,477; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the [Parent PLUS risk framework](/analysis/ou-what-happens-when-parents-borrow-too/) for how household context shapes PLUS decisions.

For a graduate at the institution's median four-year earnings of $47,821, median federal debt of $25,813 projects to a monthly payment of about $292 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use [Azimuth's Financial GPS tool](/analysis/financial-gps-framework/).

Graduates of Montreat College earn median 4-year earnings of $47,821, placing Montreat College in the 9.2 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Montreat College sits in the 9.3 percentile for earnings beyond expectations among nonprofit four-year institutions.

Azimuth ranks Montreat College #1353 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Montreat College's concentration in Business.

Business Administration is the largest program with 36 graduates earning median 4-year earnings of $67,034, performing at 1.0x the national benchmark for the field. Psychology, Other follows with 28 graduates earning median 4-year earnings of $39,845, at 0.8x the benchmark.

Computer/Information Technology Administration and Management enrolls 21 graduates, while Physiology, Pathology and Related Sciences and Biology, General round out the institution's core program portfolio. This focused program mix supports consistent outcomes across Montreat College's undergraduate cohort.

Montreat College's program mix centers on business and professional fields, anchored by a strong liberal arts foundation. Business Administration is the largest program with 36 graduates, followed by Psychology, Other, Computer/Information Technology Administration and Management, Physiology, Pathology and Related Sciences, and Biology, General.

Across 0 ranked programs serving roughly 135 students annually, the institution's portfolio reflects its identity as a private liberal arts college with applied professional emphasis. The earnings pattern shows strength in business and management-oriented fields.

Business Administration graduates earn median 4-year earnings of $67,034 with 36 graduates, while Communication and Media Studies delivers $41,209 for 8 graduates. Psychology, Other rounds out the highest-earning programs with 28 graduates earning $39,845.

These outcomes reflect the institution's concentration in Business, which accounts for a substantial share of degree output and aligns with regional employer demand in the Montreat area and broader North Carolina markets. The program portfolio balances direct-to-workforce pathways in business, accounting, and management with liberal arts foundations in humanities and social sciences.

Most graduates enter regional labor markets or pursue careers in education, nonprofit leadership, and small-business ownership — outcomes that correspond to the institution's mission-driven identity and community-anchored location. The [supply and demand for college graduates](/analysis/supply-demand-map-college-degrees/) provides context for how these program families align with regional and national labor-market trends.