Moody Bible Institute's published cost of attendance is $34,327. Net price by income band reflects the institution's need-based aid structure: low-income families see a net price of approximately $21,293, middle-income families pay around $20,599, and higher-income families pay approximately $22,897.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $34,327 |
| Tuition and Fees | $15,786 |
| Room and Board | $13,410 |
| Books and Supplies | $1,062 |
| Average Financial Aid (Grants and Scholarships) | -$12,106 |
| Average Net Price (What Families Pay) | $22,221 |
| Family Income | Net Price |
|---|---|
| $0–30k | $21,293 |
| $30–48k | $23,057 |
| $48–75k | $20,599 |
| $75–110k | $25,676 |
| $110k+ | $22,897 |
Moody Bible Institute's published cost of attendance is $34,327. Net price by income band reflects the institution's need-based aid structure: low-income families see a net price of approximately $21,293, middle-income families pay around $20,599, and higher-income families pay approximately $22,897. Azimuth ranks Moody Bible Institute #415 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary based on demonstrated financial need and institutional aid policies. Moody Bible Institute awards need-based financial aid to qualifying students through federal (Pell Grants, Direct Loans), state, and institutional aid programs. The institution's aid structure prioritizes meeting demonstrated financial need for admitted students. Families apply using the FAFSA and complete the CSS Profile as part of the aid-determination process. Median federal student loan debt at graduation is $18,149, and families using Parent PLUS borrow a median of $13,226; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the Parent PLUS risk framework for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $46,905, median federal debt of $18,149 projects to a monthly payment of about $205 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of Moody Bible Institute earn median 4-year earnings of $46,905, placing Moody Bible Institute in the 8.7 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $9,484 less than similar students at comparable institutions, placing the institution in the 22.1 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Moody Bible Institute #1238 for return on investment among nonprofit four-year institutions. Program outcomes vary by major. Theological and Ministerial Studies reports 112 graduates and median 4-year earnings of $38,907. Missions/Missionary Studies and Missiology reports 69 graduates and median 4-year earnings of $40,561. Bible/Biblical Studies reports 68 graduates and median 4-year earnings of $50,342. Pastoral Counseling and Specialized Ministries reports 58 graduates and median 4-year earnings of $44,522.
