New Jersey City University's published cost of attendance is $28,255. Financial aid reshapes that figure across income levels: low-income families pay approximately $14,005, families in the lower-middle income band pay around $15,363, middle-income families pay about $17,587, families in the upper-middle income band pay approximately $21,239, and higher-income families pay around $21,596.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $28,255 |
| Tuition and Fees | $14,460 |
| Room and Board | $16,844 |
| Books and Supplies | $0 |
| Average Financial Aid (Grants and Scholarships) | -$12,202 |
| Average Net Price (What Families Pay) | $16,053 |
| Family Income | Net Price |
|---|---|
| $0–30k | $14,005 |
| $30–48k | $15,363 |
| $48–75k | $17,587 |
| $75–110k | $21,239 |
| $110k+ | $21,596 |
New Jersey City University's published cost of attendance is $28,255. Financial aid reshapes that figure across income levels: low-income families pay approximately $14,005, families in the lower-middle income band pay around $15,363, middle-income families pay about $17,587, families in the upper-middle income band pay approximately $21,239, and higher-income families pay around $21,596. Azimuth ranks New Jersey City University #283 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. As a public institution, New Jersey City University participates in federal need-based aid programs including Pell Grants and Direct Loans. The institution also offers state and institutional aid to help close the gap between sticker price and what families actually pay. Families apply for need-based aid using the FAFSA, and the university's aid office works to meet demonstrated financial need according to its aid policies. Median federal student loan debt at graduation is $18,500, and families using Parent PLUS borrow a median of $13,884; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $60,965, median federal debt of $18,500 projects to a monthly payment of about $209 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates earn median 4-year earnings of $60,965, placing New Jersey City University in the 46.2 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $13,122 more than similar students at comparable institutions, placing New Jersey City University in the 90.3 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks New Jersey City University #620 for return on investment among nonprofit four-year institutions. Those figures represent lifetime returns relative to NJ's no-degree-equivalent earnings baseline of $34,809, the state median earnings of working adults with only a high school credential in the young-adult age range. The earnings pattern at New Jersey City University is anchored in Business, which forms the core of the institution's degree output and connects graduates to stable, in-demand careers in the Jersey City and broader New York metropolitan labor market. Nursing stands out as the program combining the largest graduate cohort with strong earnings, making it a key driver of the institution's overall return profile. Among the top programs by scale, Nursing program graduates 222 students with median earnings of $102,386 four years after enrollment, and Azimuth ranks the program #58 for median earnings four years after enrollment among nonprofit four-year institutions . Psychology, General and Business Administration round out the higher-earning end of the program lineup, with graduates earning $46,575 and $59,925 respectively four years after enrollment. Programs in Business represent 22% of degree output, followed by Arts at 6% and Social Sciences at 5%, a mix that reflects the institution's orientation toward applied, career-connected fields.
