Northern Arizona University's published cost of attendance is $29,933, but need-based aid reshapes that figure meaningfully across income levels. Low-income families pay approximately $9,709 per year in net price, middle-income families see annual costs around $13,330, and higher-income families pay approximately $20,686.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $29,933 |
| Tuition and Fees | $29,881 |
| Room and Board | $14,432 |
| Books and Supplies | $900 |
| Average Financial Aid (Grants and Scholarships) | -$15,775 |
| Average Net Price (What Families Pay) | $14,158 |
| Family Income | Net Price |
|---|---|
| $0–30k | $9,709 |
| $30–48k | $10,398 |
| $48–75k | $13,330 |
| $75–110k | $18,050 |
| $110k+ | $20,686 |
Northern Arizona University's published cost of attendance is $29,933, but need-based aid reshapes that figure meaningfully across income levels. Low-income families pay approximately $9,709 per year in net price, middle-income families see annual costs around $13,330, and higher-income families pay approximately $20,686. Azimuth ranks Northern Arizona University #286 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Northern Arizona University participates in federal, state, and institutional aid programs, including Pell Grants and Direct Loans, and the gap between sticker price and net price is most pronounced for lower-income families — the pattern that net price and sticker price can differ substantially for students who qualify for need-based aid. Families apply using the FAFSA, and institutional grant funding helps close the gap for qualifying students, particularly those in the lowest income bands. Median federal student loan debt at graduation is $19,000, and families using Parent PLUS borrow a median of $23,489; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $60,629, median federal debt of $19,000 projects to a monthly payment of about $215 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt is well below typical first-year earnings — generally considered very manageable.
How cost compares to graduate earnings and value added.
Graduates of Northern Arizona University earn median 4-year earnings of $60,629, placing Northern Arizona University in the 46.0 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $5,179 more than similar students at comparable institutions, placing the institution in the 76.8 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Northern Arizona University #655 for return on investment among nonprofit four-year institutions. Program outcomes vary by major. Biology, General reports 467 graduates and median 4-year earnings of $55,446, ranked #165 nationally in its major. Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing reports 462 graduates and median 4-year earnings of $84,996, ranked #146 nationally in its major. Liberal Arts and Sciences, General Studies and Humanities reports 418 graduates and median 4-year earnings of $56,433, ranked #43 nationally in its major. Psychology, General reports 387 graduates and median 4-year earnings of $50,448, ranked #156 nationally in its major.