Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at Northern Michigan University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$19K
+
Room
$13K
+
Books
$720
=
Sticker Price
$26,206
$19K+$13K+$720=$26,206
Your Family Income
Sticker
$26,206
−
Your Aid
$10,258
=
Net Price
$15,948
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Northern Michigan University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$26,206
Tuition and Fees
$18,800
Room and Board
$12,752
Books and Supplies
$720
Average Financial Aid (Grants and Scholarships)
-$8,721
Average Net Price (What Families Pay)
$17,485
Northern Michigan University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$9,098
$30–48k
$11,494
$48–75k
$15,948
$75–110k
$20,616
$110k+
$22,762
Understanding Your Aid Package
Northern Michigan University has a sticker price of $26,206 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $26,206/year
Average aid: $8,721 in grants & scholarships
$48–75K families pay: ~$15,948/year
Student Debt & Repayment
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$21,474
Range (25th–75th)$6,000 – $25,880
Median Parent PLUS Loans$15,000
Debt Manageability
0.46x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$47,107
vs $50,116 peer avg
Earnings Growth
+24%
6 → 10 years post-graduation
Value Added
+$-1,730
51th percentile among peers
Earnings Range (10yr post-graduation)
$29,421
25th %ile
$67,562
75th %ile
Frequently Asked Questions about Northern Michigan University Cost & Financial Aid
Northern Michigan University's published tuition is $26,206 per year. However, after financial aid, the average student pays $15,948—a difference of $10,258.
Families earning under $30,000 pay an average net price of $9,098 at Northern Michigan University. 27% of students receive Pell Grants.
Northern Michigan University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Northern graduates is $21,474, resulting in estimated monthly payments of $228 over 10 years.
Even families earning over $110,000 pay an average net price of $22,762 at Northern—still $3,444 less than the sticker price. Most families qualify for some form of aid.
