Northern Michigan University's published cost of attendance is $27,841. Net price by income band shows how financial aid reshapes that headline figure: low-income families pay approximately $7,697, mid-low-income families pay around $7,185, middle-income families pay about $11,051, mid-high-income families pay approximately $16,324, and higher-income families pay around $22,268.
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Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
| Cost Category | Amount |
|---|---|
| Total Cost of Attendance (Sticker Price) | $27,841 |
| Tuition and Fees | $19,773 |
| Room and Board | $13,274 |
| Books and Supplies | $720 |
| Average Financial Aid (Grants and Scholarships) | -$13,756 |
| Average Net Price (What Families Pay) | $14,085 |
| Family Income | Net Price |
|---|---|
| $0–30k | $7,697 |
| $30–48k | $7,185 |
| $48–75k | $11,051 |
| $75–110k | $16,324 |
| $110k+ | $22,268 |
Northern Michigan University's published cost of attendance is $27,841. Net price by income band shows how financial aid reshapes that headline figure: low-income families pay approximately $7,697, mid-low-income families pay around $7,185, middle-income families pay about $11,051, mid-high-income families pay approximately $16,324, and higher-income families pay around $22,268. Azimuth ranks Northern Michigan University #315 for post-graduation affordability among nonprofit four-year institutions. Net prices by income band are medians within those bands; individual aid packages vary, so some families in each band pay more and some less than the figures shown. Northern Michigan University's aid structure is need-based, with financial aid applied to reduce the gap between sticker price and what families actually pay. The institution participates in federal (Pell Grants, Direct Loans), state, and institutional aid programs. Families apply for need-based aid using the FAFSA, and work-study is available as part of the aid package for qualifying students. Median federal student loan debt at graduation is $21,474, and families using Parent PLUS borrow a median of $17,287; private or institutional loans may add further borrowing that falls outside these federal-only figures — see the for how household context shapes PLUS decisions. For a graduate at the institution's median four-year earnings of $52,624, median federal debt of $21,474 projects to a monthly payment of about $243 under standard ten-year repayment. For personalized projections across earnings scenarios — including Parent PLUS planning — use .
How much students borrow and whether debt is manageable given outcomes.
Debt-to-earnings data not available.
How cost compares to graduate earnings and value added.
Graduates of Northern Michigan University earn median 4-year earnings of $52,624, placing Northern Michigan University in the 12.5 percentile for median earnings four years after enrollment among nonprofit four-year institutions. Graduates earn about $7,886 less than similar students at comparable institutions, placing Northern Michigan University in the 26.5 percentile for earnings beyond expectations among nonprofit four-year institutions. Azimuth ranks Northern Michigan University #1195 for return on investment among nonprofit four-year institutions. The earnings pattern reflects Northern Michigan University's concentration in health-related fields. Nursing is the largest program with 103 graduates earning median 4-year earnings of $77,670, performing at 0.9x the national benchmark for the field. The Biology, General program graduates 99 students with median 4-year earnings of $43,698, while Psychology, General delivers median 4-year earnings of $43,349 across 67 graduates. These health and applied-science programs anchor the institution's economic profile and drive consistent outcomes across the student body.
