Northwestern Oklahoma State University Cost & Financial Aid
Affordability Summary
Despite a high sticker price, this school is affordable for many families due to generous need-based aid. Strong support for lower-income students.
Cost Calculator
What You'll Pay at Northwestern Oklahoma State University
Select your family income to see your estimated cost
The Cost Formula
Tuition
$12K
+
Room
$6K
+
Books
$1,800
=
Sticker Price
$18,672
$12K+$6K+$1,800=$18,672
Your Family Income
Sticker
$18,672
−
Your Aid
$8,133
=
Net Price
$10,539
All Income Levels
Net prices are averages and may vary. Based on federal data for first-time, full-time students receiving aid.
Northwestern Oklahoma State University Cost of Attendance and Financial Aid Summary
Cost Category
Amount
Total Cost of Attendance (Sticker Price)
$18,672
Tuition and Fees
$11,664
Room and Board
$5,720
Books and Supplies
$1,800
Average Financial Aid (Grants and Scholarships)
-$8,568
Average Net Price (What Families Pay)
$10,104
Northwestern Oklahoma State University Net Price by Family Income Level
Family Income
Net Price
$0–30k
$6,439
$30–48k
$7,828
$48–75k
$10,539
$75–110k
$12,638
$110k+
$16,065
Understanding Your Aid Package
Northwestern Oklahoma State University has a sticker price of $18,672 per year, but most students pay significantly less after financial aid. The actual cost depends heavily on your family's income level.
Key Facts
Sticker price: $18,672/year
Average aid: $8,568 in grants & scholarships
~$10,539/year
Student Debt & Repayment
How much students borrow and whether debt is manageable given outcomes.
Typical Debt
Median Student Debt$17,355
Range (25th–75th)$3,750 – $15,200
Median Parent PLUS Loans$9,924
Debt Manageability
0.34x
Debt-to-Earnings Ratio
Debt is well below typical first-year earnings — generally considered very manageable.
3-Year Default Rate0.0%
Return on Investment
How cost compares to graduate earnings and value added.
Median Earnings (10yr)
$44,358
Earnings Growth
+11%
6 → 10 years post-graduation
Value Added
+$-6,849
30th percentile among peers
Earnings Range (10yr post-graduation)
$25,137
25th %ile
$62,641
75th %ile
Frequently Asked Questions about Northwestern Oklahoma State University Cost & Financial Aid
Northwestern Oklahoma State University's published tuition is $18,672 per year. However, after financial aid, the average student pays $10,539—a difference of $8,133.
Families earning under $30,000 pay an average net price of $6,439 at Northwestern Oklahoma State University. 41% of students receive Pell Grants.
Northwestern Oklahoma State University offers merit-based scholarships for academic achievement, in addition to need-based financial aid. Contact the financial aid office for specific scholarship opportunities.
The median debt for Northwestern graduates is $17,355, resulting in estimated monthly payments of $184 over 10 years.
Even families earning over $110,000 pay an average net price of $16,065 at Northwestern—still $2,607 less than the sticker price. Most families qualify for some form of aid.
