Cost & financial aid brief
Old Dominion University Tuition, Costs & Financial Aid
How much does Old Dominion University cost after financial aid?
Aid covers about 50% of the published cost for the average aid recipient, a reduction of $14,808. Average net prices are lowest in the bottom income band and highest in the top.
The lowest band, for families earning under $30,000, averages $9,739. The highest band, for families earning over $110,000, averages $23,567.
The spread between those two ends is $13,828, a pattern of lower average costs at lower incomes rather than an individual aid package.
The published cost of attendance at Old Dominion University is $29,446. Azimuth ranks the university #417 for affordability among nonprofit four-year institutions.
For families earning under $30,000, it is $9,739; for those earning $48,001 to $75,000, it is $13,123; and for those earning over $110,000, it is $23,567. The spread between the lowest and highest bands is $13,828.
Aid covers about 50% of the published cost for the average aid recipient. The average net price across all aid recipients is $14,638, which is $996 below the median of $15,634 for comparable institutions (same type and size).
Borrowers who complete a degree carry a median of $24,000 in federal student loans. That is $3,924 above the peer median of $20,076.
86.9% of federal aid recipients take federal loans. Parents who borrow through the Parent PLUS program hold a separate median of $18,866.
If repaid over ten years, the median federal student debt corresponds to an estimated payment of $273 a month.
Student loans: what does repayment look like?
Federal borrowing is common at Old Dominion University: 86.9% of federal aid recipients take federal loans. Among those who complete, the median federal student debt is $24,000.
That median is $3,924 above the $20,076 median for comparable institutions (same type and size). Parents who borrow through the Parent PLUS program hold a separate median of $18,866.
In its 2025-26 Common Data Set, the university reported that 62% of its 1,579 bachelor's graduates had borrowed from any source, with an average cumulative total of $31,216 per borrower. Of those graduates, 60% held federal loans averaging $22,808. A smaller group, 15%, held private loans averaging $37,509.
Four years after completing a degree, federally aided graduates of Old Dominion University who are working and not enrolled earn a median of $64,472. That figure is $1,138 below the $65,610 median for comparable institutions (same type and size).
Graduates earn about $2,397 more than expects for similar students, a result at the 64th percentile. Earnings scenarios, estimated from the university's program mix, range from a downside of $50,726 to an upside of $87,649, with a typical scenario of $64,472.
The median federal student debt at completion is $24,000, which is $3,924 above the peer median. That debt corresponds to an estimated payment of $273 a month if repaid over ten years.
For the separate population of parent borrowers, median Parent PLUS borrowing is $18,866. For student borrowers, the median federal debt corresponds to an estimated payment of $273 a month if repaid over ten years.
Repayment figures are in the Financial GPS card below. Borrowing populations and model assumptions.
Parent loans: what can the family afford?
How Parent PLUS borrowing affects families
- Median Parent PLUS debt
- $18,866
- Estimated parent payment
- $240/mo
| Income | Risk level |
|---|---|
| $35,000 | High pressure |
| $50,000 | High pressure |
| $75,000 | High pressure |
| $100,000 | Caution |
| $150,000 | Safe |
| $200,000 | Safe |
The model holds the parent balance fixed and varies parent income. Read the assumptions and limits.
Student and parent loans: the monthly payments
Financial GPS
What does repayment look like?
- Institution median student debt
- $24,000
- Institution Parent PLUS debt
- $18,866
Federal loans only; private or institutional loans aren’t included.
- Estimated student payment · monthly
- $273/mo
- Estimated Parent PLUS payment · monthly
- $240/mo
- Modeled student + parent payments
- $513/mo
Payments use school-wide median balances, not a specific major’s.
Student payment as a share of available income
At median graduate earnings of $64,472, with a $22,590 annual allowance for basic expenses:
7.8% of income above the allowance · Excellent
- Excellent Under 8% · selected scenario
- Good 8–under 12%
- Concerning 12–20%
- High risk Over 20%
How this estimate works
These are modeled earnings scenarios, not observed earnings percentiles. Annual student payments ÷ (earnings − basic-expense allowance). The starting allowance, $22,590, uses the published framework’s 2024 baseline; it is not a current local living-cost estimate. Change it for your budget, including taxes and other obligations. This combines school-level figures for illustration, not a typical individual’s budget or an official school rating. Parent PLUS is separate.
Payment assumptions
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates.
Data & methodology
Sources and reporting periods: methodology.
Analysis and methodology by Daniel Rogers, founder of College Azimuth.
Explanatory text is AI-assisted drafting checked against those figures; it is not an additional data source.
Figure notes link to sources and limitations. About College Azimuth.
Net price and borrowing. The 2023–24 income-band averages include living costs and cover eligible first-time, full-time aid recipients; public-school figures reflect in-state tuition. They are not individual aid offers. Peer matching supplies overall net prices, not matched income-band averages. College Scorecard data and documentation.
A personal student-risk assessment also needs your major and borrowing plan; these school-level illustrations do not assign you a personal risk zone.
Payments are 10-year standard payments on the median balance, before loan fees, used as a yardstick. Rates for newly issued loans may differ, and loans made after July 1, 2026 can repay over a longer term; existing loans keep their original fixed rates. Private-loan figures from the Common Data Set are separate from these federal repayment illustrations.